:root{--navy:#0b1f3a;--navy2:#14345a;--red:#d52b1e;--gold:#d7b56d;--bg:#f5f7fb;--text:#172033;--muted:#667085;--card:#fff;--line:#e5e7eb;--green:#0f9d58;--amber:#c98700}
*{box-sizing:border-box}body{margin:0;font-family:'Noto Sans Thai',system-ui,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}a{text-decoration:none;color:inherit}.wrap{max-width:1180px;margin:auto;padding:0 24px}
header{position:sticky;top:0;z-index:50;background:rgba(11,31,58,.97);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:20px}.brand{font-weight:700;font-size:1.2rem}.brand span{color:var(--gold)}.navlinks{display:flex;gap:18px;align-items:center;font-size:.94rem}.nav-actions{display:flex;gap:10px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 18px;border-radius:10px;font-weight:600;border:1px solid transparent;cursor:pointer;font-family:inherit}.btn-red{background:var(--red);color:#fff}.btn-outline{border-color:#cfd7e3;background:#fff;color:var(--navy)}.btn-dark{background:var(--navy);color:#fff}.btn-soft{background:#eef3f8;color:var(--navy)}.btn-block{width:100%}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:white;padding:72px 0}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px;align-items:center}.eyebrow{color:var(--gold);font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:.8rem}.hero h1,.page-hero h1{font-size:clamp(2.1rem,4vw,4rem);line-height:1.2;margin:12px 0 18px}.hero p,.page-hero p{font-size:1.05rem;color:#d9e2ef;max-width:760px}.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.trust{margin-top:18px;font-size:.9rem;color:#b8c5d8}.hero-card{background:#fff;color:var(--text);border-radius:22px;padding:26px;box-shadow:0 18px 50px rgba(0,0,0,.18)}
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:56px 0}.narrow{max-width:820px;margin:auto}.content{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px}.content h2{margin-top:34px}.content h2:first-child{margin-top:0}.muted{color:var(--muted)}
section{padding:64px 0}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:26px}.section-head h2{margin:0;font-size:2rem}.section-head p{margin:0;color:var(--muted);max-width:650px}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 8px 24px rgba(15,23,42,.04)}.card h3{margin:0 0 8px}.card p{color:var(--muted)}.more{color:var(--red);font-weight:700}.badge{display:inline-flex;padding:4px 9px;border-radius:999px;font-size:.78rem;font-weight:700}.badge.free{background:#e9f8ef;color:#18794e}.badge.premium{background:#fff4d6;color:#7a5b00}.badge.pending{background:#eef3f8;color:#42526b}.badge.active{background:#e9f8ef;color:#18794e}.badge.expired{background:#fdecec;color:#9b1c1c}
.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.price{background:#fff;color:var(--text);padding:24px;border-radius:18px;border:1px solid var(--line)}.price.featured{outline:3px solid var(--gold)}.amount{font-size:2rem;font-weight:700;color:var(--navy)}.price ul{padding-left:20px;color:var(--muted)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;max-width:560px;margin:0 auto}.field{display:grid;gap:7px;margin-bottom:16px}.field label{font-weight:600}.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid #cfd7e3;border-radius:10px;font:inherit;background:#fff}.help{font-size:.85rem;color:var(--muted)}
.premium-gate{margin:30px 0;padding:28px;border:1px solid #ead89d;background:#fffaf0;border-radius:18px}.premium-gate h3{margin-top:0}.checklist{padding-left:20px}.checklist li{margin:6px 0}.meta{font-size:.9rem;color:var(--muted)}
.dashboard{display:grid;grid-template-columns:260px 1fr;gap:22px}.sidebar{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;height:max-content}.sidebar a{display:block;padding:10px 12px;border-radius:10px;margin:4px 0}.sidebar a.active,.sidebar a:hover{background:#eef3f8;color:var(--navy);font-weight:700}.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.stat{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}.stat .label{color:var(--muted);font-size:.9rem}.stat .value{font-size:1.45rem;font-weight:700;margin-top:6px}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse;background:#fff}.table th,.table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;white-space:nowrap}.table th{font-size:.85rem;color:var(--muted)}
footer{background:#09182c;color:#d5dfeb;padding:40px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:26px}.footer-grid h4{color:#fff}.footer-grid a{display:block;margin:7px 0;color:#c4cfdd}.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:28px;padding-top:18px;font-size:.85rem;color:#93a4b8}.mobilebar{display:none}
@media(max-width:900px){.navlinks{display:none}.hero-grid,.grid,.grid-3,.pricing,.footer-grid{grid-template-columns:1fr 1fr}.dashboard{grid-template-columns:1fr}.sidebar{display:flex;overflow:auto;gap:8px}.sidebar a{white-space:nowrap}.mobilebar{display:grid;grid-template-columns:repeat(5,1fr);position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);z-index:60;padding:7px 8px 9px}.mobilebar a{text-align:center;font-size:.75rem;color:var(--navy)}}
@media(max-width:640px){.wrap{padding:0 16px}.hero,.page-hero{padding:48px 0}.hero-grid,.grid,.grid-3,.grid-2,.pricing,.footer-grid,.stat-grid{grid-template-columns:1fr}.hero h1,.page-hero h1{font-size:2.25rem}.nav-actions .btn-outline{display:none}.section-head{align-items:start;flex-direction:column}body{padding-bottom:64px}}

/* V3 admin + premium polish */
.admin-shell{display:grid;grid-template-columns:250px 1fr;min-height:calc(100vh - 72px)}
.admin-nav{background:#0c203b;color:#dce6f2;padding:26px 18px;position:sticky;top:72px;height:calc(100vh - 72px)}
.admin-nav h4{color:#fff;margin:0 0 14px}.admin-nav a,.admin-nav button{display:flex;width:100%;align-items:center;gap:9px;padding:10px 12px;border-radius:9px;color:#dce6f2;background:transparent;border:0;font:inherit;text-align:left;cursor:pointer;margin:4px 0}.admin-nav a:hover,.admin-nav button:hover,.admin-nav button.active{background:#17395f;color:#fff}
.admin-main{padding:34px;background:#f5f7fb;min-width:0}.admin-top{display:flex;justify-content:space-between;gap:18px;align-items:center;margin-bottom:24px}.admin-top h1{margin:0;font-size:1.9rem}.admin-actions{display:flex;gap:10px;flex-wrap:wrap}
.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-bottom:22px}.metric{background:#fff;border:1px solid var(--line);border-radius:15px;padding:19px}.metric small{color:var(--muted)}.metric strong{display:block;font-size:1.7rem;color:var(--navy);margin-top:5px}.metric em{font-style:normal;font-size:.82rem;color:#18794e}
.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;margin-bottom:20px}.panel-head{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:16px}.panel-head h2,.panel-head h3{margin:0}.admin-section{display:none}.admin-section.active{display:block}
.inline-form{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.inline-form .field.full{grid-column:1/-1}.notice{padding:13px 15px;border-radius:10px;background:#eef5ff;color:#17395f;border:1px solid #d3e2f4}.danger{background:#fff2f2;border-color:#f1cece;color:#8d2323}.success{background:#edf9f1;border-color:#cfead8;color:#17643a}
.content-toolbar{display:flex;gap:10px;justify-content:space-between;align-items:center;flex-wrap:wrap;margin-bottom:14px}.content-toolbar input{padding:10px 12px;border:1px solid var(--line);border-radius:9px;min-width:250px}.mini-btn{border:1px solid var(--line);background:#fff;border-radius:8px;padding:7px 10px;font:inherit;cursor:pointer}.mini-btn.primary{background:var(--navy);color:#fff;border-color:var(--navy)}
.premium-strip{background:linear-gradient(135deg,#fff9ea,#fff);border:1px solid #ead89d;border-radius:18px;padding:22px;display:flex;justify-content:space-between;align-items:center;gap:18px}.premium-strip .amount{font-size:1.3rem}
.account-hero{background:linear-gradient(135deg,var(--navy),#173e69);color:#fff;border-radius:20px;padding:26px;margin-bottom:20px}.account-hero p{color:#d7e0ec;margin-bottom:0}.account-badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}.account-badges span{padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.12);font-size:.82rem}
@media(max-width:1000px){.metric-grid{grid-template-columns:repeat(2,1fr)}.admin-shell{grid-template-columns:1fr}.admin-nav{position:static;height:auto;display:flex;overflow:auto;gap:6px;padding:12px}.admin-nav h4{display:none}.admin-nav button{white-space:nowrap;width:auto}.admin-main{padding:22px}}
@media(max-width:640px){.metric-grid,.inline-form{grid-template-columns:1fr}.admin-main{padding:16px}.admin-top{align-items:flex-start;flex-direction:column}.content-toolbar input{min-width:100%;width:100%}.premium-strip{align-items:flex-start;flex-direction:column}}
/* V4 commerce + editor */
.editor-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:20px}.editor-toolbar{display:flex;gap:6px;padding:8px;border:1px solid #cfd7e3;border-bottom:0;border-radius:10px 10px 0 0;background:#f8fafc}.editor-toolbar button{border:1px solid var(--line);background:#fff;border-radius:6px;padding:6px 9px}.editor-toolbar+textarea{border-radius:0 0 10px 10px}.source-row{display:grid;grid-template-columns:1fr 2fr auto;gap:8px;margin-bottom:8px}.source-row input{padding:10px;border:1px solid #cfd7e3;border-radius:9px}
.product-layout{display:grid;grid-template-columns:360px 1fr;gap:42px;align-items:start}.ebook-cover{aspect-ratio:3/4;background:linear-gradient(160deg,#0b1f3a,#173e69);color:#fff;border-radius:20px;padding:34px;box-shadow:0 24px 50px rgba(15,23,42,.18);position:sticky;top:96px}.ebook-cover h2{font-size:2.4rem;line-height:1.2;margin:30px 0 12px}.cover-mark{font-size:2rem;margin-top:50px}.price-box{display:grid;grid-template-columns:1fr 1fr;gap:14px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;margin:22px 0}.mini-cover{height:170px;border-radius:12px;background:linear-gradient(160deg,#0b1f3a,#173e69);color:#fff;display:flex;align-items:center;justify-content:center;text-align:center;font-size:1.5rem;font-weight:700;margin-bottom:16px}.lead{font-size:1.08rem;color:var(--muted)}
.checkout-grid{display:grid;grid-template-columns:1fr 360px;gap:20px}.order-card{height:max-content}.order-line{display:flex;justify-content:space-between;gap:16px;margin:10px 0}.order-line.total{font-size:1.2rem;color:var(--navy)}.result-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:44px;text-align:center}.status-icon{width:70px;height:70px;border-radius:50%;display:grid;place-items:center;background:#e9f8ef;color:#18794e;font-size:2rem;font-weight:700;margin:0 auto 18px}
@media(max-width:900px){.editor-layout,.product-layout,.checkout-grid{grid-template-columns:1fr}.ebook-cover{position:static;max-width:380px}.source-row{grid-template-columns:1fr}}
/* Backend V2: Facebook page bridge + admin management */
.brand small{display:block;font-size:.68rem;color:#7b8799;font-weight:500;letter-spacing:0;margin-top:2px}.page-talk{background:#fff}.page-talk .section-head>div{display:flex;align-items:center;gap:18px}.section-number{width:42px;height:42px;border-radius:8px;background:#eef3fb;color:#20437a;display:grid;place-items:center;font-weight:800}.page-link{font-size:1.1rem;font-weight:700;color:#12233e}.page-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.page-post-card{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;color:inherit;transition:.2s}.page-post-card:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(15,23,42,.08)}.post-art{min-height:290px;background:linear-gradient(160deg,#06255a,#0b3b79);color:#fff;padding:24px;display:flex;flex-direction:column;justify-content:flex-end}.post-art span{font-size:.8rem;opacity:.8}.post-art strong{font-size:1.55rem;line-height:1.35;margin:10px 0}.post-art small{opacity:.7}.post-copy{padding:18px}.post-copy h3{margin:10px 0 7px}.post-copy p{color:var(--muted)}.admin-tabs{display:flex;gap:8px;overflow:auto;margin:24px 0}.admin-tabs a{white-space:nowrap;border:1px solid var(--line);background:#fff;padding:9px 12px;border-radius:9px}.inline{display:inline}.link-danger{border:0;background:none;color:#b42318;cursor:pointer}.member-actions{display:flex;gap:6px;flex-wrap:wrap;align-items:center}.member-actions select,.member-actions input,.payment-link-row input{padding:8px 10px;border:1px solid var(--line);border-radius:8px}.payment-link-row{display:grid;grid-template-columns:140px 1fr auto;gap:10px;align-items:center;margin:10px 0}.panel hr{border:0;border-top:1px solid var(--line);margin:28px 0}
@media(max-width:900px){.page-cards{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.page-cards{grid-template-columns:1fr}.post-art{min-height:260px}.payment-link-row{grid-template-columns:1fr}.page-talk .section-head>div{align-items:flex-start}.brand small{max-width:170px}}

/* V21 — live Facebook timeline inside the existing page section */
.facebook-feed-layout{display:grid;grid-template-columns:minmax(300px,540px) minmax(280px,1fr);gap:34px;align-items:center;padding:28px;border:1px solid #dfe7ef;border-radius:24px;background:linear-gradient(135deg,#f7faff,#fff);box-shadow:0 18px 44px rgba(17,46,80,.07)}
.facebook-feed-card{width:100%;max-width:500px;min-height:620px;margin:0 auto;border-radius:16px;overflow:hidden;background:#fff;border:1px solid #d8e2ed;box-shadow:0 10px 26px rgba(17,46,80,.08)}
.facebook-feed-card iframe{display:block;width:100%;max-width:500px;min-height:620px;background:#fff}
.facebook-feed-info{padding:8px 10px}.facebook-mark{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#1877f2;color:#fff;font:bold 28px/1 Arial;margin-bottom:20px;box-shadow:0 10px 24px rgba(24,119,242,.2)}
.facebook-feed-info h3{font-size:1.65rem;line-height:1.35;color:#143b66;margin:7px 0 10px}.facebook-feed-info>p:not(.overline){color:#65768a;margin:0 0 20px}.facebook-visit-btn{display:inline-flex;align-items:center;justify-content:center;background:#1877f2;color:#fff;border-radius:11px;padding:12px 17px;font-weight:800}.facebook-feed-info small{display:block;color:#8491a1;line-height:1.6;margin-top:14px}
@media(max-width:860px){.facebook-feed-layout{grid-template-columns:1fr}.facebook-feed-info{order:-1}.facebook-feed-card{max-width:500px}}
@media(max-width:560px){.facebook-feed-layout{padding:14px;gap:20px;border-radius:18px}.facebook-feed-card,.facebook-feed-card iframe{min-height:560px;height:560px}.facebook-feed-info{padding:6px 4px}.facebook-feed-info h3{font-size:1.35rem}.facebook-visit-btn{width:100%}}
/* Backend V3 — premium mobile-first redesign */
:root{--ink:#10203a;--ink2:#233651;--paper:#ffffff;--mist:#f4f6fa;--line2:#dfe5ee;--swiss:#e32219;--gold2:#c6a45c;--softblue:#eef3fb}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid #e9edf3;color:var(--ink)}
.premium-nav{min-height:94px}.brand-lockup{display:flex;align-items:center;gap:14px;min-width:0}.logo-mark{position:relative;width:58px;height:58px;border-radius:50%;background:#0e2341;border:3px solid #c7a868;display:grid;place-items:center;box-shadow:inset 0 0 0 2px rgba(255,255,255,.13)}.logo-cross{font:900 31px/1 Arial;color:#fff;background:var(--swiss);width:31px;height:31px;border-radius:3px;display:grid;place-items:center}.logo-mark.small{width:38px;height:38px;border-width:2px}.logo-mark.small .logo-cross{width:21px;height:21px;font-size:20px}.logo-mark.small .brand-copy{display:grid;min-width:0}.brand-copy strong{font-size:1.25rem;line-height:1.2;white-space:nowrap}.brand-copy small{color:#667085;font-size:.82rem;margin-top:4px}.desktop-nav{display:flex;align-items:center;gap:22px;font-size:.91rem;font-weight:650}.desktop-nav a:hover{color:var(--swiss)}.desktop-actions{display:flex;gap:8px}.nav-account,.nav-admin{padding:10px 12px;border-radius:9px;border:1px solid var(--line2);font-size:.85rem;font-weight:700}.nav-admin{background:var(--ink);color:#fff}.menu-toggle{display:none;width:54px;height:54px;background:#fff;border:1px solid #dbe2ec;border-radius:0;padding:14px;cursor:pointer}.menu-toggle span{display:block;height:2px;background:#172b46;margin:5px 0}.mobile-menu{display:none;background:#fff;border-top:1px solid #edf0f5}.mobile-menu.open{display:block}.mobile-menu-inner{padding-top:10px;padding-bottom:18px;display:grid}.mobile-menu-inner a{padding:13px 4px;border-bottom:1px solid #edf0f5;font-weight:650}
.home-hero{padding:76px 0 68px;background:#fff}.home-hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:center}.kicker,.overline{font-size:.78rem;letter-spacing:.14em;font-weight:800;color:#697992;margin:0 0 8px}.hero-copy h1{font-size:clamp(3rem,6vw,5.35rem);line-height:1.02;letter-spacing:-.045em;margin:10px 0 24px;color:var(--ink)}.hero-copy h1 em{font-style:normal;color:var(--swiss)}.hero-copy>p{font-size:1.08rem;color:#5f6d80;max-width:650px}.hero-actions{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin-top:30px}.btn-primary,.btn-gold,.btn-ghost{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:8px;font-weight:750}.btn-primary{background:var(--ink);color:#fff}.btn-primary:hover{background:#1d3555}.btn-ghost{color:var(--ink);padding-left:0}.btn-gold{background:#d2b66f;color:#162239}.hero-trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:24px;color:#708096;font-size:.84rem}.hero-panel{background:#f7f9fc;border:1px solid #e5eaf1;padding:18px 22px;border-radius:22px}.panel-label{font-size:.75rem;color:#7a8799;letter-spacing:.12em;font-weight:800}.hero-panel a{display:grid;grid-template-columns:1fr auto;gap:2px 18px;padding:20px 0;border-bottom:1px solid #dfe5ed}.hero-panel a:last-child{border-bottom:0}.hero-panel strong{font-size:1.12rem}.hero-panel small{grid-column:1;color:#778499}.hero-panel b{grid-row:1/3;grid-column:2;align-self:center;font-size:1.4rem;color:#8592a5}
.numbered-section{padding:82px 0}.white-section{background:#fff}.soft-section{background:#f4f6fa}.dark-section{background:#0e2341;color:#fff}.number-head{margin-bottom:32px}.number-head.split{display:flex;justify-content:space-between;align-items:flex-end;gap:20px}.number-title{display:flex;align-items:flex-start;gap:18px}.section-number{width:42px;height:42px;min-width:42px;border-radius:8px;background:#eff3fb;color:#24447a;display:grid;place-items:center;font-weight:800;font-size:1.05rem}.section-number.inverted{background:rgba(255,255,255,.12);color:#fff}.number-head h2{font-size:2.2rem;margin:0 0 5px;line-height:1.22;color:var(--ink)}.number-head.light h2{color:#fff}.number-head p:not(.overline){margin:0;color:#728095}.number-head.light p:not(.overline){color:#b8c4d4}.text-link{font-weight:750;color:#13243f;white-space:nowrap}.light-link{color:#fff}
.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.topic-card{border:1px solid #e0e6ee;background:#fff;border-radius:14px;padding:22px;min-height:205px;display:flex;flex-direction:column}.topic-card>span{font-size:.72rem;color:#8b98a9;font-weight:800}.topic-card h3{font-size:1.3rem;margin:22px 0 6px}.topic-card p{color:#728095;margin:0 0 18px}.topic-card b{margin-top:auto;font-size:.88rem}.topic-card:hover{border-color:#b9c5d5;box-shadow:0 12px 28px rgba(15,31,54,.06)}
.retirement-feature{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;background:#fff;border:1px solid #e2e7ef;border-radius:22px;padding:38px}.retirement-feature h3{font-size:2rem;line-height:1.3;margin:18px 0 12px}.retirement-feature p{color:#68778d;max-width:620px}.feature-pill,.gold-pill{display:inline-flex;padding:7px 10px;border-radius:999px;background:#eef3fb;color:#274b82;font-size:.77rem;font-weight:750}.gold-pill{background:#fff4d2;color:#6f571c}.check-preview{display:grid;gap:10px;align-content:center}.check-row{display:flex;justify-content:space-between;gap:14px;background:#f8fafc;border:1px solid #e4e8ee;border-radius:12px;padding:15px}.check-row b{font-size:.78rem;color:#627187}.check-row.done b{color:#237f52}.check-row.warn b{color:#9c7200}.check-row.alert b{color:#b2382e}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.article-card{border-top:3px solid #142945;background:#fff;border-left:1px solid #e2e7ef;border-right:1px solid #e2e7ef;border-bottom:1px solid #e2e7ef;padding:22px;min-height:260px;display:flex;flex-direction:column}.article-meta{display:flex;align-items:center;gap:8px;font-size:.74rem;font-weight:800;color:#68768a}.premium-chip,.free-chip,.page-chip{font-size:.65rem;border-radius:999px;padding:4px 7px}.premium-chip{background:#fff1c8;color:#7a5f14}.free-chip{background:#eaf7ef;color:#277248}.article-card h3{font-size:1.3rem;line-height:1.45}.article-card p{color:#6e7b8e}.article-card>a{margin-top:auto;font-weight:750}
.premium-showcase{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center;border-top:1px solid rgba(255,255,255,.14);padding-top:34px}.premium-copy h3{font-size:2.05rem;margin:16px 0 10px}.premium-copy p,.premium-copy li{color:#c5d0df}.premium-copy ul{padding-left:20px;margin-bottom:26px}.membership-mini{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.membership-mini>div{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:20px}.membership-mini small{display:block;color:#aebbd0}.membership-mini strong{display:block;font-size:1.65rem;margin-top:8px}.membership-mini em{display:block;font-style:normal;color:#e7cf8d;font-size:.73rem;margin-top:5px}.membership-mini .featured{outline:1px solid #c7aa63;background:rgba(199,170,99,.08)}
.ebook-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.ebook-tile{display:grid;grid-template-columns:180px 1fr;gap:22px;border:1px solid #e2e7ef;padding:18px;border-radius:16px;background:#fff}.book-cover{aspect-ratio:3/4;border-radius:10px;background:linear-gradient(160deg,#0d2444,#173b69);color:#fff;padding:18px;display:flex;flex-direction:column;justify-content:flex-end}.book-cover span,.book-cover small{font-size:.66rem;opacity:.75}.book-cover strong{font-size:1.2rem;line-height:1.35;margin:8px 0}.book-info{display:flex;flex-direction:column}.book-info h3{margin:4px 0 8px}.book-info p{color:#718095}.book-info>div{display:flex;justify-content:space-between;gap:12px;margin-top:auto;align-items:center}.book-info>div span{font-weight:750;font-size:.85rem}
.page-talk{background:#f4f6fa}.page-cards{grid-template-columns:repeat(3,1fr)}.page-post-card{border-radius:16px}.post-art{min-height:350px}.page-chip{background:#eef3fb;color:#2d4d7f}.post-copy .text-link{font-size:.86rem}
.site-footer{background:#0a1a30;color:#d1dbe8}.footer-brand{display:flex;align-items:center;gap:10px;color:#fff}.footer-grid p{color:#9eb0c4}
@media(max-width:1040px){.desktop-nav{display:none}.menu-toggle{display:block}.desktop-actions{display:none}.home-hero-grid,.premium-showcase{grid-template-columns:1fr}.hero-panel{max-width:760px}.topic-grid,.article-grid{grid-template-columns:repeat(2,1fr)}.ebook-grid{grid-template-columns:1fr}.retirement-feature{grid-template-columns:1fr}.page-cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.wrap{padding-left:26px;padding-right:26px}.premium-nav{min-height:98px}.logo-mark{width:58px;height:58px}.brand-copy strong{font-size:1.28rem}.brand-copy small{font-size:.86rem}.menu-toggle{width:58px;height:58px}.home-hero{padding:48px 0 54px}.home-hero-grid{gap:30px}.hero-copy h1{font-size:3rem}.hero-copy>p{font-size:1rem}.hero-trust{display:grid;gap:7px}.numbered-section{padding:60px 0}.number-head.split{align-items:flex-start}.number-title{gap:14px}.number-head h2{font-size:2rem}.topic-grid,.article-grid,.page-cards{grid-template-columns:1fr}.topic-card{min-height:180px}.retirement-feature{padding:24px}.retirement-feature h3{font-size:1.6rem}.membership-mini{grid-template-columns:1fr}.ebook-tile{grid-template-columns:135px 1fr}.post-art{min-height:300px}.number-head.split{flex-direction:column}.text-link{align-self:flex-end}.home-hero .hero-panel{border-radius:16px}.hero-actions{align-items:flex-start;flex-direction:column}.btn-primary{width:100%}.btn-ghost{padding:4px 0}.premium-showcase{gap:24px}}
@media(max-width:440px){.wrap{padding-left:24px;padding-right:24px}.brand-lockup{gap:12px}.brand-copy strong{font-size:1.18rem}.brand-copy small{font-size:.78rem}.logo-mark{width:56px;height:56px}.menu-toggle{width:54px;height:54px}.hero-copy h1{font-size:2.68rem}.ebook-tile{grid-template-columns:1fr}.book-cover{max-width:210px}.number-title{align-items:flex-start}.section-number{width:40px;height:40px;min-width:40px}}

/* V4 unified interior design */
.inner-hero{background:linear-gradient(135deg,#0b1f3a 0%,#14345a 58%,#173f6c 100%);color:#fff;padding:68px 0}.compact-hero{padding:58px 0}.inner-hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}.inner-hero h1,.article-hero h1,.ebook-detail-hero h1{font-size:clamp(2.25rem,4vw,4.2rem);line-height:1.13;margin:12px 0 16px}.inner-hero p,.article-hero p,.ebook-detail-hero p{color:#d8e1ec;font-size:1.05rem;max-width:760px}.centered-hero{text-align:center;max-width:900px;margin:auto}.centered-hero p{margin-left:auto;margin-right:auto}.gold{color:#e2c986!important}.hero-search-card,.hero-mini-facts{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:18px;padding:22px;backdrop-filter:blur(8px)}.hero-search-card{display:grid;gap:10px}.hero-search-card input{padding:14px 16px;border-radius:10px;border:1px solid rgba(255,255,255,.18);background:#fff;color:#172033;font:inherit}.hero-search-card small,.hero-mini-facts small{color:#c4d0df}.hero-mini-facts{display:grid;gap:16px}.hero-mini-facts div{display:grid;gap:3px;padding-bottom:14px;border-bottom:1px solid rgba(255,255,255,.12)}.hero-mini-facts div:last-child{border:0;padding-bottom:0}.hero-mini-facts strong{font-size:1.08rem}.filter-chips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 20px}.chip{border:1px solid #d6dde7;background:#fff;color:#40506a;border-radius:999px;padding:8px 14px;font:inherit;cursor:pointer}.chip.active{background:var(--navy);border-color:var(--navy);color:#fff}.knowledge-grid .article-card{display:flex;flex-direction:column}.article-footer{margin-top:auto;padding-top:18px;display:flex;align-items:center;justify-content:space-between;gap:12px;border-top:1px solid #edf0f4}.article-footer small{color:var(--muted)}.article-footer a{font-weight:750;color:var(--navy)}.cta-band{padding:44px 0;background:#eef3f8}.cta-band-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-band h2{margin:5px 0}.cta-band p{margin:0;color:var(--muted)}
.article-hero{background:#f7f9fc;padding:64px 0 44px;border-bottom:1px solid #e8edf3}.article-shell{max-width:900px}.article-hero h1{color:var(--navy);max-width:850px}.article-lead{font-size:1.2rem!important;color:#536177!important}.article-byline{display:flex;gap:10px;flex-wrap:wrap;color:#7a8799;font-size:.9rem}.article-body-section{padding:48px 0 72px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:28px;align-items:start;max-width:1120px}.article-content-card{background:#fff;border:1px solid #e3e8ef;border-radius:18px;padding:34px;box-shadow:0 10px 28px rgba(15,23,42,.04)}.prose{border:0;padding:0;box-shadow:none}.prose p,.prose li{font-size:1.04rem;color:#344054}.free-preview{padding-bottom:10px}.premium-lock-card{margin:30px 0;border:1px solid #e5d3a4;background:linear-gradient(145deg,#fffaf0,#fff);border-radius:18px;padding:30px}.lock-icon{font-size:1.8rem;display:block;margin-bottom:10px}.premium-lock-card h2{margin:10px 0}.premium-lock-card p,.premium-lock-card li{color:#5e6572}.premium-lock-card ul{padding-left:20px}.lock-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:20px}.btn-ghost.dark{color:var(--navy);border-bottom-color:#9aa8ba}.article-disclaimer{margin-top:34px;border-top:1px solid #edf0f4;padding-top:20px;color:#667085}.article-disclaimer p{margin:5px 0}.article-aside{display:grid;gap:16px;position:sticky;top:120px}.aside-card{background:#fff;border:1px solid #e2e7ef;border-radius:16px;padding:20px}.aside-card h3{margin:6px 0}.aside-card p{color:var(--muted)}
.membership-hero{padding-bottom:92px}.pricing-modern{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:-106px;position:relative;z-index:2}.plan-card{background:#fff;border:1px solid #dfe5ec;border-radius:20px;padding:26px;box-shadow:0 18px 44px rgba(15,31,58,.08);position:relative}.plan-card.featured{border:2px solid #c7aa63;transform:translateY(-8px)}.best-value{position:absolute;top:-14px;right:18px;background:#d4b76e;color:#142238;border-radius:999px;padding:5px 10px;font-size:.75rem;font-weight:800}.plan-label{font-weight:800;color:#475467}.plan-price{display:flex;align-items:flex-start;gap:5px;margin:13px 0}.plan-price small{font-weight:800;color:#667085;margin-top:8px}.plan-price strong{font-size:2.65rem;line-height:1;color:var(--navy)}.plan-card p,.plan-card li{color:#667085}.plan-card ul{padding-left:20px;min-height:148px}.full{width:100%}.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.benefit-card{background:#fff;border:1px solid #e2e7ef;border-radius:16px;padding:22px}.benefit-card>strong{display:block;color:#c4a65f;font-size:.8rem;letter-spacing:.08em}.benefit-card h3{margin:8px 0}.benefit-card p{color:var(--muted);margin-bottom:0}.narrow-wide{max-width:900px;margin:auto}
.ebook-store-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.ebook-store-card{display:grid;grid-template-columns:190px 1fr;gap:22px;background:#fff;border:1px solid #e2e7ef;border-radius:18px;padding:18px;transition:.2s ease}.ebook-store-card:hover{transform:translateY(-3px);box-shadow:0 15px 34px rgba(15,31,58,.07)}.book-cover.large{min-height:255px}.ebook-store-copy{display:flex;flex-direction:column}.ebook-store-copy h3{margin:6px 0}.ebook-store-copy p{color:var(--muted)}.ebook-price-row{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap;margin-top:auto}.ebook-price-row strong{color:var(--navy);font-size:1.2rem}.ebook-price-row small{color:#8a6d1f;background:#fff5d8;border-radius:999px;padding:3px 8px}.ebook-detail-hero{background:linear-gradient(135deg,#0b1f3a,#173b69);color:#fff;padding:70px 0}.ebook-detail-grid{display:grid;grid-template-columns:290px 1fr;gap:44px;align-items:center;max-width:1050px}.book-cover.xl{min-height:385px;box-shadow:0 22px 48px rgba(0,0,0,.2)}.purchase-box{display:flex;align-items:center;justify-content:space-between;gap:20px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);border-radius:16px;padding:18px;margin-top:26px}.purchase-box>div{display:grid}.purchase-box small{color:#ccd7e4}.purchase-box strong{font-size:1.7rem}.member-saving{color:#d9f0df!important;font-size:.9rem!important}.ebook-info-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:28px;align-items:start}
.check-hero{padding-bottom:70px}.step-line{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-top:24px}.step-line span{padding:7px 11px;border:1px solid rgba(255,255,255,.15);border-radius:999px;color:#bfcbda;font-size:.82rem}.step-line .active{background:#fff;color:var(--navy)}.check-section{padding:52px 0 72px;background:#f5f7fb}.check-layout{display:grid;grid-template-columns:minmax(0,1fr) 380px;gap:24px;align-items:start;max-width:1050px}.check-form{background:#fff;border:1px solid #e1e7ee;border-radius:20px;padding:28px}.form-step{display:grid;grid-template-columns:46px 1fr;gap:14px;padding:18px 0;border-bottom:1px solid #edf0f4}.form-step:first-child{padding-top:0}.form-step>span{width:38px;height:38px;border-radius:10px;background:#edf3fa;color:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.8rem}.form-step .field{margin:0}.form-step small,.privacy-note{color:#7a8798;font-size:.84rem}.privacy-note{text-align:center;margin:14px 0 0}.check-side-card,.result-card{background:#fff;border:1px solid #e1e7ee;border-radius:20px;padding:26px;position:sticky;top:120px}.check-side-card h2,.result-card h2{margin:8px 0 18px}.result-row{display:grid;grid-template-columns:30px 1fr;gap:10px;border:1px solid #e7ebf0;border-radius:12px;padding:14px;margin:10px 0}.result-row strong{display:block}.result-row p{margin:3px 0;color:#667085}.result-row.red{border-color:#efcece;background:#fff7f7}.result-row.yellow{border-color:#ecdca8;background:#fffdf6}.result-row.green{border-color:#cfe8d9;background:#f7fcf8}.result-next{border-top:1px solid #edf0f4;margin-top:20px;padding-top:18px;display:flex;gap:10px;align-items:center;flex-wrap:wrap}.result-next h3{width:100%;margin:0 0 4px}
.account-page{background:#f5f7fb}.premium-account{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:34px}.premium-account h1{font-size:2rem;margin:5px 0}.membership-status-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);border-radius:16px;padding:16px 20px;min-width:220px;display:grid}.membership-status-card small,.membership-status-card em{color:#cbd6e4;font-style:normal}.membership-status-card strong{color:#bde5ca;font-size:1.2rem}.membership-status-card.inactive strong{color:#fff}.membership-status-card a{color:#fff;font-weight:700}.account-grid{display:grid;grid-template-columns:220px 1fr;gap:22px}.account-nav{background:#fff;border:1px solid #e1e7ee;border-radius:16px;padding:12px;height:max-content}.account-nav a{display:block;padding:10px 12px;border-radius:9px;color:#516075}.account-nav a.active,.account-nav a:hover{background:#edf3f9;color:var(--navy);font-weight:750}.account-stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:20px}.account-stat{background:#fff;border:1px solid #e1e7ee;border-radius:15px;padding:18px}.account-stat small,.account-stat span{color:#758296}.account-stat strong{display:block;font-size:1.5rem;color:var(--navy);margin:4px 0}.member-panel{box-shadow:none}.member-book-list{display:grid;gap:10px}.member-book-list a{display:grid;grid-template-columns:55px 1fr auto;gap:12px;align-items:center;padding:10px;border:1px solid #edf0f4;border-radius:12px}.member-book-list small{display:block;color:#7a8798}.book-cover.tiny{min-height:70px;padding:8px}.book-cover.tiny strong{font-size:.62rem;margin:0}
.auth-page{min-height:calc(100vh - 160px);background:linear-gradient(135deg,#f5f7fb,#eef3f8)}.auth-page section{padding:70px 0}.auth-grid{display:grid;grid-template-columns:1fr 500px;gap:56px;align-items:center;max-width:1100px}.auth-copy h1{font-size:clamp(2.2rem,4vw,3.8rem);line-height:1.13;color:var(--navy);margin:10px 0 16px}.auth-copy p{color:#65738a;font-size:1.05rem}.auth-points{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.auth-points span{background:#fff;border:1px solid #dfe5ec;border-radius:999px;padding:7px 11px;color:#40506a;font-size:.85rem}.auth-card{background:#fff;border:1px solid #dfe5ec;border-radius:20px;padding:30px;box-shadow:0 20px 50px rgba(15,31,58,.08)}.auth-card h2{text-align:center;margin:8px 0 22px}.auth-logo{margin:0 auto}.auth-card .field small{color:#7b8798}.auth-divider{display:flex;align-items:center;gap:12px;color:#9aa4b2;margin:18px 0}.auth-divider:before,.auth-divider:after{content:"";height:1px;background:#e6ebf0;flex:1}.auth-bottom{text-align:center;color:#65738a}.auth-bottom a{font-weight:750;color:var(--navy)}.demo-box{background:#f7f9fc;border-radius:10px;padding:10px 12px;color:#6b778b;font-size:.82rem}.demo-box summary{cursor:pointer;font-weight:700;color:#49576a}
@media(max-width:1000px){.inner-hero-grid,.article-layout,.ebook-detail-grid,.ebook-info-grid,.check-layout,.auth-grid{grid-template-columns:1fr}.article-aside,.check-side-card,.result-card{position:static}.pricing-modern{grid-template-columns:1fr;max-width:650px;margin:-90px auto 0}.plan-card.featured{transform:none}.benefit-grid{grid-template-columns:repeat(2,1fr)}.ebook-store-grid{grid-template-columns:1fr}.ebook-detail-grid{max-width:760px}.book-cover.xl{max-width:280px}.account-grid{grid-template-columns:1fr}.account-nav{display:flex;overflow:auto;gap:5px}.account-nav a{white-space:nowrap}.auth-grid{max-width:720px}.auth-copy{text-align:center}.auth-points{justify-content:center}}
@media(max-width:700px){.inner-hero,.article-hero,.ebook-detail-hero{padding:48px 0}.inner-hero h1,.article-hero h1,.ebook-detail-hero h1{font-size:2.35rem}.cta-band-inner,.premium-account,.purchase-box{align-items:flex-start;flex-direction:column}.article-content-card{padding:22px}.premium-lock-card{padding:22px}.benefit-grid,.account-stat-grid{grid-template-columns:1fr}.ebook-store-card{grid-template-columns:130px 1fr}.book-cover.large{min-height:190px}.ebook-detail-grid{gap:28px}.book-cover.xl{min-height:340px}.check-layout{grid-template-columns:1fr}.form-step{grid-template-columns:38px 1fr}.check-form{padding:20px}.auth-page section{padding:48px 0}.auth-card{padding:24px}.auth-copy h1{font-size:2.45rem}.account-page section{padding-top:30px}}
@media(max-width:480px){.ebook-store-card{grid-template-columns:1fr}.book-cover.large{max-width:210px}.article-content-card{border-radius:14px;padding:18px}.premium-account{padding:24px}.membership-status-card{min-width:100%;width:100%}.auth-grid{gap:28px}}
/* V5 Admin workspace */
.admin-shell{background:#f4f7fb;min-height:calc(100vh - 82px);padding:32px 0 70px}.admin-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:24px;align-items:start}.admin-sidebar{position:sticky;top:104px;background:#0d223e;border-radius:18px;padding:18px;box-shadow:0 18px 40px rgba(15,31,58,.12)}.admin-brand{color:#fff;font-size:1.1rem;font-weight:850;padding:7px 9px 18px;border-bottom:1px solid rgba(255,255,255,.12);margin-bottom:10px}.admin-brand span{color:#d7bc78}.admin-sidebar a{display:block;color:#bfcddd;padding:10px 11px;border-radius:10px;margin:3px 0}.admin-sidebar a:hover,.admin-sidebar a.active{background:rgba(255,255,255,.1);color:#fff}.admin-main{min-width:0}.admin-top{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;margin-bottom:20px}.admin-top small{font-weight:850;letter-spacing:.08em;color:#9a7a2d}.admin-top h1{margin:5px 0 4px;color:var(--navy)}.admin-top p{margin:0;color:#6e7c90}.admin-card{background:#fff;border:1px solid #e0e6ee;border-radius:18px;padding:22px;box-shadow:0 10px 28px rgba(15,31,58,.05)}.table-card{padding:0;overflow:hidden}.table-wrap{overflow:auto}.admin-table{width:100%;border-collapse:collapse;min-width:850px}.admin-table th{background:#f8fafc;color:#64748b;text-align:left;padding:13px 15px;font-size:.78rem;letter-spacing:.04em;text-transform:uppercase;border-bottom:1px solid #e5eaf0}.admin-table td{padding:14px 15px;border-bottom:1px solid #edf1f5;vertical-align:top;color:#42526a}.admin-table td strong{display:block;color:#172b4d}.admin-table td small{display:block;color:#8793a5;margin-top:2px}.status-pill{display:inline-flex;border-radius:999px;padding:4px 8px;font-size:.74rem;font-weight:800;background:#eef2f6;color:#657386}.status-pill.active,.status-pill.paid{background:#e8f6ed;color:#247a47}.status-pill.pending{background:#fff5d8;color:#8a6b18}.status-pill.expired,.status-pill.rejected,.status-pill.inactive{background:#fbeaea;color:#a33b3b}.action-stack{display:flex;gap:7px;flex-wrap:wrap;align-items:center}.action-stack form{display:flex;gap:6px;align-items:center}.action-stack select,.action-stack input{border:1px solid #d8e0e8;border-radius:8px;padding:7px 8px;max-width:150px}.inline-form input{max-width:72px}.mini-btn{border:0;border-radius:8px;padding:8px 10px;background:var(--navy);color:#fff;font-weight:750;cursor:pointer}.mini-btn.secondary{background:#62738a}.mini-btn.danger{background:#b74747}
@media(max-width:900px){.admin-layout{grid-template-columns:1fr}.admin-sidebar{position:static;display:flex;gap:5px;overflow:auto}.admin-brand{display:none}.admin-sidebar a{white-space:nowrap}.admin-top{flex-direction:column}.admin-shell{padding-top:20px}}

/* V7 Knowledge Hub */
.knowledge-categories{padding:52px 0 16px;background:#f7f8fa}.section-intro{margin-bottom:22px}.section-intro h2{margin:4px 0 0;font-size:clamp(28px,4vw,42px)}
.category-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.category-card{display:flex;flex-direction:column;min-height:230px;padding:24px;border:1px solid #e3e7ec;border-radius:20px;background:white;text-decoration:none;color:inherit;box-shadow:0 8px 24px rgba(11,29,51,.04);transition:.2s}.category-card>span{font-size:12px;font-weight:800;color:#a48b54;letter-spacing:.12em}.category-card h3{font-size:23px;margin:18px 0 8px}.category-card p{color:#677483;line-height:1.7;flex:1}.category-card b{color:#9d1d29;margin-top:14px}.category-card:hover{transform:translateY(-2px);box-shadow:0 14px 36px rgba(11,29,51,.09)}
.category-hero{padding:72px 0 48px;background:linear-gradient(135deg,#08182c,#132e50);color:white}.category-hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:48px;align-items:end}.category-hero h1{font-size:clamp(42px,6vw,72px);margin:10px 0}.category-hero p{font-size:18px;color:#d6deea;max-width:760px;line-height:1.8}.back-link{display:inline-block;margin-bottom:22px;color:#e5c77c;text-decoration:none;font-weight:700}.category-search{background:white;color:#12243a;border-radius:20px;padding:22px;display:grid;gap:10px}.category-search label{font-weight:800}.category-search input,.category-search select,.hero-search-card select{width:100%;border:1px solid #d9e0e7;border-radius:11px;padding:12px 13px;background:white;font:inherit}.category-directory{padding:36px 0 64px;background:#f7f8fa}.category-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}.category-pills a{padding:10px 14px;border-radius:999px;background:white;border:1px solid #dfe4e9;text-decoration:none;color:#203750;font-weight:700}.empty-state{text-align:center;padding:56px 20px;border:1px dashed #ccd4dc;border-radius:20px;background:#fafbfc}.empty-state h3{margin-top:0}.article-meta a{color:inherit;text-decoration:none}.hero-search-card{display:grid;gap:10px}
@media(max-width:900px){.category-card-grid{grid-template-columns:repeat(2,1fr)}.category-hero-grid{grid-template-columns:1fr;gap:28px}}
@media(max-width:620px){.category-card-grid{grid-template-columns:1fr}.category-card{min-height:0}.category-hero{padding:48px 0 34px}.category-hero p{font-size:16px}}

/* V8 Final Home + mobile polish */
.home-final{overflow:hidden}.final-hero{padding:88px 0 78px;position:relative}.final-hero:after{content:"";position:absolute;right:-120px;top:-180px;width:480px;height:480px;border-radius:50%;border:1px solid rgba(215,181,109,.16);box-shadow:0 0 0 55px rgba(215,181,109,.035),0 0 0 110px rgba(215,181,109,.025);pointer-events:none}.final-panel a b{font-size:.78rem;letter-spacing:.08em;color:var(--gold);font-weight:850}.quick-find{padding:0;background:#fff}.quick-find .wrap{transform:translateY(-24px)}.quick-find-inner{background:#fff;border:1px solid #e3e8ef;border-radius:20px;padding:22px 24px;display:grid;grid-template-columns:.75fr 1.25fr;gap:26px;align-items:center;box-shadow:0 18px 48px rgba(12,31,58,.1)}.quick-find-inner h2{margin:4px 0 0;font-size:1.45rem}.home-search{display:grid;grid-template-columns:1fr auto;gap:8px}.home-search input{min-width:0;border:1px solid #d7dee7;border-radius:12px;padding:13px 14px;font:inherit;background:#fbfcfd}.home-search button{border:0;border-radius:12px;padding:0 20px;background:var(--red);color:#fff;font:inherit;font-weight:800;cursor:pointer}.quick-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:14px;padding:0 6px}.quick-pills a{background:#f5f7fa;border:1px solid #e0e5ec;border-radius:999px;padding:8px 12px;color:#34465c;font-size:.9rem;font-weight:700}.feature-note{display:block;color:#748195;margin-top:14px;max-width:560px}.article-card-foot{display:flex;justify-content:space-between;gap:14px;align-items:center;margin-top:20px}.article-card-foot small{color:#8a95a5}.article-card-foot a{font-weight:800;color:var(--red)}.updates-band{background:#f1f4f8;padding:68px 0}.status-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.status-card{background:#fff;border:1px solid #dfe5ec;border-radius:17px;padding:21px}.status-card strong{display:block;margin:12px 0 5px;font-size:1.06rem}.status-card p{margin:0;color:#6a778a}.law-dot{display:block;width:34px;height:7px;border-radius:99px}.law-dot.live{background:#1b9560}.law-dot.pending{background:#c48a16}.law-dot.proposed{background:#5c79a2}.trust-section{padding:74px 0;background:#fff}.trust-grid-final{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}.trust-grid-final h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.22;margin:8px 0 16px;color:var(--navy)}.trust-grid-final>div>p{color:#667487;max-width:620px}.trust-list{display:grid;gap:10px}.trust-list>div{display:grid;grid-template-columns:52px 1fr;gap:15px;padding:16px;border-bottom:1px solid #e7ebf0}.trust-list b{color:#b0914d;font-size:1.15rem}.trust-list strong,.trust-list small{display:block}.trust-list small{color:#738095;margin-top:4px}.closing-cta{padding:70px 0;background:#e9eef4}.closing-cta-inner{display:flex;justify-content:space-between;gap:36px;align-items:center}.closing-cta h2{margin:5px 0;font-size:clamp(1.8rem,4vw,2.8rem);color:var(--navy)}.closing-cta p{margin:0;color:#647286}.closing-actions{display:flex;gap:10px;flex-wrap:wrap}.dark-ghost{border-color:#bac5d2!important;color:var(--navy)!important;background:#fff!important}
/* Thai wording / spacing refinement */
.topic-card p,.article-card p,.book-info p,.post-copy p{line-height:1.75}.number-head h2{letter-spacing:-.01em}.premium-copy li{margin-bottom:7px}
/* Better touch targets on mobile */
@media(max-width:900px){.quick-find-inner{grid-template-columns:1fr;gap:14px}.trust-grid-final{grid-template-columns:1fr;gap:34px}.closing-cta-inner{align-items:flex-start;flex-direction:column}.status-grid{grid-template-columns:1fr}.final-hero{padding-top:62px}.quick-find .wrap{transform:translateY(-16px)}}
@media(max-width:700px){.wrap{padding-left:18px;padding-right:18px}.final-hero{padding:48px 0 44px}.final-hero:after{display:none}.hero-copy h1{font-size:clamp(2.25rem,12vw,3.25rem)}.hero-actions{display:grid;grid-template-columns:1fr}.hero-actions a{width:100%;text-align:center}.hero-trust{display:grid;gap:5px}.quick-find .wrap{transform:none;padding-top:18px}.quick-find-inner{padding:18px;border-radius:16px}.home-search{grid-template-columns:1fr}.home-search button{min-height:48px}.quick-pills{overflow:auto;flex-wrap:nowrap;padding-bottom:4px;margin-left:-2px}.quick-pills a{white-space:nowrap}.numbered-section{padding:52px 0}.number-head.split{align-items:flex-start}.number-title{align-items:flex-start}.topic-grid{grid-template-columns:1fr!important}.retirement-feature{grid-template-columns:1fr!important;padding:24px!important}.article-grid,.ebook-grid,.page-cards{grid-template-columns:1fr!important}.article-card-foot{align-items:flex-start;flex-direction:column}.premium-showcase{grid-template-columns:1fr!important}.membership-mini{grid-template-columns:1fr!important}.closing-actions{width:100%;display:grid}.closing-actions a{width:100%;text-align:center}.trust-list>div{grid-template-columns:42px 1fr;padding-left:0;padding-right:0}}

/* V10 final-candidate QA polish */
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid rgba(199,39,51,.28);outline-offset:3px}.site-header{z-index:100}.article-content-card img,.prose img{max-width:100%;height:auto}.prose{overflow-wrap:anywhere}.auth-card input,.form-card input,.form-card textarea,.form-card select{font-size:16px}.copyright{line-height:1.6}
@media(max-width:700px){.desktop-nav,.desktop-actions{display:none!important}.menu-toggle{display:flex!important}.site-footer .footer-grid{grid-template-columns:1fr 1fr}.admin-table{font-size:.9rem}.article-layout{grid-template-columns:1fr!important}.article-aside{position:static!important}}
@media(max-width:460px){.site-footer .footer-grid{grid-template-columns:1fr}.brand-copy small{display:none}.auth-card{padding:22px 18px!important}}


/* V11 — Home aligned to approved mobile reference */
.screenshot-hero{background:#fff;color:var(--navy);padding:96px 0 106px}
.screenshot-hero:after{display:none}
.screenshot-hero-inner{display:block}
.screenshot-copy{max-width:850px}
.screenshot-kicker{display:block;color:#173664;letter-spacing:.22em;font-size:.9rem;font-weight:850;margin-bottom:24px}
.screenshot-copy h1{margin:0;color:#182946;font-size:clamp(3rem,6.3vw,5.6rem);line-height:1.05;letter-spacing:-.045em;font-weight:900}
.screenshot-copy p{margin:38px 0 0;color:#6d7d94;font-size:clamp(1.08rem,2vw,1.45rem);line-height:1.9;max-width:820px}
.screenshot-actions{margin-top:52px;display:flex;gap:22px;align-items:center}
.screenshot-actions a{min-width:315px;text-align:center;padding:18px 26px;border-radius:14px;font-size:1.05rem;font-weight:850}
.btn-outline{display:inline-flex;align-items:center;justify-content:center;border:2px solid #183a70;color:#183a70;background:#fff;text-decoration:none}
.key-topics-section{background:#f4f7fb;padding:94px 0}
.key-topics-card{background:#fff;border:1px solid #dce4ee;border-radius:20px;overflow:hidden;box-shadow:0 10px 30px rgba(21,46,78,.035)}
.key-topics-head{display:flex;justify-content:space-between;align-items:center;padding:28px 36px;border-bottom:1px solid #e2e8f0}
.key-topics-title{display:flex;align-items:center;gap:16px}
.key-topics-title h2{margin:0;color:#172b4d;font-size:1.5rem}
.key-topics-head>a{color:#172b4d;font-weight:800;text-decoration:underline;text-underline-offset:4px}
.book-icon{display:inline-flex;align-items:center;justify-content:center;font-size:1.55rem;line-height:1;transform:none;filter:drop-shadow(0 3px 6px rgba(15,42,73,.14))}
.key-topic-list{padding:34px 48px 40px}
.key-topic-row{display:grid;grid-template-columns:70px 1fr 36px;align-items:center;gap:16px;border:1px solid #d8e2ed;border-radius:14px;padding:22px 26px;margin-bottom:18px;text-decoration:none;color:#172b4d;background:#fff}
.key-topic-row:last-child{margin-bottom:0}
.key-topic-row strong{font-size:1.25rem}
.key-topic-no{font-family:Georgia,serif;font-size:1.45rem;color:#183a70}
.key-topic-count{justify-self:end;color:#60718a}
@media(max-width:700px){
  .screenshot-hero{padding:72px 0 86px}
  .screenshot-kicker{font-size:.76rem;letter-spacing:.2em;margin-bottom:20px}
  .screenshot-copy h1{font-size:clamp(2.45rem,11vw,3.75rem);line-height:1.08}
  .screenshot-copy p{font-size:1.07rem;line-height:1.85;margin-top:30px}
  .desktop-break{display:none}
  .screenshot-actions{display:grid;grid-template-columns:1fr;gap:12px;margin-top:38px}
  .screenshot-actions a{min-width:0;width:100%;padding:16px 18px}
  .key-topics-section{padding:72px 0}
  .key-topics-card{border-radius:16px}
  .key-topics-head{padding:24px 20px}
  .key-topics-title{gap:10px}
  .key-topics-title h2{font-size:1.23rem}
  .key-topic-list{padding:28px 20px 30px}
  .key-topic-row{grid-template-columns:56px 1fr 28px;padding:20px 18px;gap:10px;margin-bottom:16px}
  .key-topic-row strong{font-size:1.04rem}
  .key-topic-no{font-size:1.25rem}
}


/* V12 — approved reference polish */
@media(max-width:700px){
  .site-header{position:sticky;top:0;background:#fff}
  .premium-nav{min-height:104px;padding-top:10px;padding-bottom:10px}
  .brand-lockup{gap:13px;max-width:calc(100% - 70px)}
  .brand-copy strong{font-size:1.22rem;letter-spacing:-.02em;overflow:hidden;text-overflow:ellipsis}
  .brand-copy small{font-size:.82rem;line-height:1.35;white-space:normal}
  .logo-mark{width:58px;height:58px;min-width:58px}
  .menu-toggle{margin-left:auto;width:58px;height:58px;min-width:58px;display:flex;flex-direction:column;justify-content:center}
  .screenshot-hero{padding:74px 0 92px}
  .screenshot-copy{max-width:none}
  .screenshot-kicker{font-size:.72rem;letter-spacing:.23em;margin-bottom:22px}
  .screenshot-copy h1{font-size:clamp(2.35rem,10.7vw,3.45rem);line-height:1.09;letter-spacing:-.04em}
  .screenshot-copy p{margin-top:28px;font-size:1.04rem;line-height:1.85}
  .screenshot-actions{grid-template-columns:1fr 1fr;gap:12px;margin-top:36px}
  .screenshot-actions a{font-size:.98rem;padding:15px 12px}
  .key-topics-section{padding:72px 0 66px}
  .key-topics-head>a{font-size:.92rem}
}
@media(max-width:520px){
  .screenshot-actions{grid-template-columns:1fr}
  .key-topics-head{gap:12px}
  .key-topics-title h2{font-size:1.14rem}
  .key-topics-head>a{font-size:.84rem;white-space:nowrap}
  .key-topic-row{grid-template-columns:48px 1fr 24px;padding:18px 15px}
  .key-topic-row strong{font-size:1rem}
}

/* V13 — content migration + colorful Swiss visual */
.v13-hero{background:linear-gradient(180deg,#f9fbfd 0%,#eef4f9 100%);color:var(--navy);padding:72px 0 82px;overflow:hidden;position:relative}
.v13-hero:before{content:"";position:absolute;left:-120px;bottom:-180px;width:420px;height:420px;border-radius:50%;background:rgba(213,43,30,.05)}
.v13-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:54px;align-items:center;position:relative;z-index:1}
.v13-copy{max-width:700px}.v13-kicker{display:block;color:#173e70;letter-spacing:.2em;font-size:.78rem;font-weight:900;margin-bottom:21px}
.v13-copy h1{margin:0;color:#152a49;font-size:clamp(3rem,5.7vw,5.35rem);line-height:1.06;letter-spacing:-.045em;font-weight:900}
.v13-copy p{margin:27px 0 0;color:#65758a;font-size:clamp(1.02rem,1.6vw,1.24rem);line-height:1.85;max-width:700px}
.v13-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}.v13-actions a{padding:15px 19px;border-radius:12px;font-weight:850}.v13-actions .btn-primary{background:var(--navy);color:#fff;display:inline-flex;align-items:center;justify-content:center}.v13-actions .btn-primary:hover{background:#153b67}.hero-source-line{margin-top:22px;font-size:.88rem;color:#687a90;display:flex;gap:8px;align-items:center}.mini-cross{display:inline-flex;width:23px;height:23px;border-radius:7px;align-items:center;justify-content:center;background:var(--red);color:#fff;font-weight:900}
.swiss-visual{min-width:0}.swiss-visual svg{display:block;width:100%;height:auto;filter:drop-shadow(0 28px 40px rgba(20,48,80,.14))}
.v13-journey{padding:82px 0;background:#fff}.section-intro-row{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:30px}.section-intro-row h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.15;color:var(--navy);margin:6px 0 9px}.section-intro-row p{margin:0;color:#6d7b8e}.section-intro-row>a{font-weight:800;color:var(--red)}.section-kicker{font-size:.8rem;text-transform:uppercase;letter-spacing:.12em;font-weight:900;color:#b3212a}
.journey-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.journey-card{background:#f7f9fc;border:1px solid #e1e8ef;border-radius:18px;padding:24px;min-height:250px;position:relative;transition:.2s}.journey-card:hover{transform:translateY(-3px);box-shadow:0 16px 30px rgba(16,42,75,.08)}.journey-card>span{display:inline-flex;width:43px;height:43px;border-radius:13px;background:#e5edf6;color:#173d69;align-items:center;justify-content:center;font-weight:900}.journey-card>b{display:block;color:#9b2730;font-size:.78rem;margin-top:24px}.journey-card h3{font-size:1.24rem;line-height:1.35;margin:8px 0 8px;color:#192d49}.journey-card p{margin:0;color:#6d7888;line-height:1.7}.journey-card.accent{background:linear-gradient(145deg,#17375d,#0c2441);border-color:#17375d;color:#fff}.journey-card.accent h3,.journey-card.accent p{color:#fff}.journey-card.accent p{opacity:.78}.journey-card.accent>b{color:#f0c9c6}.journey-card.accent>span{background:#d52b1e;color:#fff}
.v13-principles{padding:78px 0;background:linear-gradient(135deg,#0b203b,#173a63);color:#fff}.section-intro-row.light h2,.section-intro-row.light p{color:#fff}.v13-principles .section-kicker{color:#e5bf73}.principle-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.principle-grid>div{border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:25px;background:rgba(255,255,255,.05)}.principle-grid i{font-style:normal;color:#e5bf73;font-weight:900}.principle-grid h3{margin:14px 0 8px;font-size:1.2rem}.principle-grid p{margin:0;color:#c8d5e3}.principle-grid small{display:block;color:#d6b86d;margin-top:10px;font-weight:800;letter-spacing:.04em}
.v13-resources{padding:78px 0;background:#f7f9fc}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.resource-card{background:#fff;border:1px solid #dde4ec;border-radius:18px;padding:25px;display:block;box-shadow:0 8px 24px rgba(15,40,72,.04)}.resource-card>span{display:inline-flex;border-radius:999px;background:#edf2f7;padding:6px 10px;color:#34506f;font-size:.78rem;font-weight:900;letter-spacing:.04em}.resource-card h3{margin:17px 0 8px;color:#172d4a;line-height:1.35}.resource-card p{color:#6b788a}.resource-card b{color:var(--red)}.resource-card small{display:block;color:#9a6a6a;margin-top:16px}.notice-box{margin-top:22px;padding:16px 18px;border-radius:14px;background:#fff5e6;border:1px solid #f1d6a3;color:#6e541d}.v13-page-hero{background:linear-gradient(135deg,#0e2b4e,#193f69)}
.gloss-search{display:grid;grid-template-columns:1fr auto;gap:8px;margin-top:25px}.gloss-search input{border:0;border-radius:12px;padding:13px 15px;font:inherit;font-size:16px}.gloss-search button{border:0;border-radius:12px;background:#d52b1e;color:#fff;padding:0 20px;font-weight:850;font:inherit}.glossary-list{background:#fff;border:1px solid #e1e6ed;border-radius:18px;overflow:hidden}.gloss-row{display:grid;grid-template-columns:1fr 1.8fr .7fr;gap:20px;padding:18px 22px;border-bottom:1px solid #edf0f4;align-items:center}.gloss-row:last-child{border-bottom:0}.gloss-row strong,.gloss-row small{display:block}.gloss-row small{color:#7b8797}.gloss-row p{margin:0;color:#4e5d70}.gloss-row>span{justify-self:end;color:#7f2830;font-size:.85rem;font-weight:800}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-card{background:#fff;border:1px solid #e0e5ec;border-radius:18px;padding:25px}.service-card>span{color:#a26b00;background:#fff4d6;padding:5px 9px;border-radius:999px;font-size:.78rem;font-weight:800}.service-card h3{color:#17304f;font-size:1.25rem}.service-card p{color:#68768a}.service-card b{color:var(--red)}.expert-band{background:#0b203b;color:#fff}.expert-band h2{font-size:clamp(2rem,4vw,3rem);margin:7px 0 8px}.expert-band>div>p{color:#bdcadd;max-width:800px}.expert-band .principle-grid{margin-top:28px}
@media(max-width:980px){.v13-hero-grid{grid-template-columns:1fr;gap:34px}.swiss-visual{max-width:680px}.journey-grid{grid-template-columns:1fr 1fr}.resource-grid,.service-grid,.not-a-form-grid{grid-template-columns:1fr 1fr}.principle-grid{grid-template-columns:1fr}.desktop-nav{gap:12px;font-size:.85rem}}
@media(max-width:700px){.v13-hero{padding:48px 0 56px}.v13-hero-grid{gap:26px}.v13-kicker{font-size:.68rem;letter-spacing:.17em}.v13-copy h1{font-size:clamp(2.35rem,10.6vw,3.35rem);line-height:1.085}.v13-copy p{font-size:1.02rem;margin-top:24px}.v13-actions{display:grid;grid-template-columns:1fr;gap:10px}.hero-source-line{align-items:flex-start;line-height:1.5}.swiss-visual{margin:0 -4px}.swiss-visual svg{border-radius:22px}.journey-grid,.resource-grid,.service-grid,.not-a-form-grid{grid-template-columns:1fr}.section-intro-row{align-items:flex-start;flex-direction:column}.journey-card{min-height:0}.gloss-search{grid-template-columns:1fr}.gloss-search button{min-height:48px}.gloss-row{grid-template-columns:1fr;gap:7px}.gloss-row>span{justify-self:start}.v13-journey,.v13-principles,.v13-resources{padding:56px 0}}


/* V15 — header + hero refinement */
.site-header{background:rgba(255,255,255,.96)!important;color:#152a49!important;border-bottom:1px solid #e3e8ef!important;backdrop-filter:saturate(150%) blur(16px);box-shadow:0 6px 24px rgba(18,44,76,.04)}
.premium-nav{min-height:82px}
.brand-lockup{display:flex;align-items:center;gap:14px;min-width:0}
.logo-mark{position:relative;display:inline-flex;width:56px;height:56px;min-width:56px;border-radius:50%;align-items:center;justify-content:center;background:radial-gradient(circle at 38% 32%,#204c7a 0 32%,#102b4c 58%,#091c35 100%);border:3px solid #edf2f7;box-shadow:0 8px 20px rgba(11,31,58,.16),inset 0 0 0 1px rgba(255,255,255,.16);overflow:hidden}
.logo-mark:before{content:"";position:absolute;inset:8px;border:1px solid rgba(255,255,255,.25);border-radius:50%}
.logo-cross{position:relative;width:29px;height:29px;display:block;z-index:1}
.logo-cross:before,.logo-cross:after{content:"";position:absolute;background:#fff;border-radius:1.5px;left:50%;top:50%;transform:translate(-50%,-50%);box-shadow:0 0 0 1px rgba(255,255,255,.1)}
.logo-cross:before{width:11px;height:29px}.logo-cross:after{width:29px;height:11px}
.logo-mark.small{width:42px;height:42px;min-width:42px;border-width:2px}.logo-mark.small .logo-cross{transform:scale(.72)}
.brand-copy{display:grid;line-height:1.2;min-width:0}.brand-copy strong{color:#122946;font-size:1.12rem;letter-spacing:-.015em}.brand-copy small{color:#7a8797;font-size:.78rem;margin-top:5px;font-weight:600}
.desktop-nav{display:flex;align-items:center;gap:20px}.desktop-nav a{color:#30445f;font-weight:750;font-size:.92rem;position:relative}.desktop-nav a:after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:#d52b1e;transition:.2s}.desktop-nav a:hover:after{right:0}.desktop-nav a:hover{color:#102b4c}
.nav-account{color:#102b4c!important;border:1px solid #d7e0ea;padding:9px 13px;border-radius:10px;background:#fff;font-weight:800}.nav-admin{color:#fff!important;background:#102b4c;padding:9px 13px;border-radius:10px;font-weight:800}
.menu-toggle{border:1px solid #d8e1eb;background:#fff!important;border-radius:13px}.menu-toggle span{background:#17375d!important}
.mobile-menu{background:#fff!important;color:#18304e;border-top:1px solid #e4eaf1;box-shadow:0 20px 30px rgba(15,40,70,.08)}
.mobile-menu a{color:#18304e!important;border-bottom:1px solid #edf1f5}

.v13-hero{background:linear-gradient(115deg,#f7f9fc 0%,#f3f7fb 48%,#e6eef7 100%);padding:76px 0 86px}
.v13-hero:before{left:-150px;bottom:-220px;width:500px;height:500px;background:rgba(213,43,30,.055)}
.v13-hero:after{content:"";position:absolute;right:-170px;top:-180px;width:480px;height:480px;border-radius:50%;background:rgba(21,67,108,.06)}
.v13-hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(390px,.95fr);gap:62px}
.v13-kicker{display:inline-flex;align-items:center;gap:10px;color:#173e70;letter-spacing:.21em;font-size:.74rem;margin-bottom:22px}.v13-kicker:before{content:"";width:28px;height:3px;border-radius:3px;background:#d52b1e}
.v13-copy h1{font-size:clamp(3.05rem,5.45vw,5.05rem);line-height:1.06;max-width:760px}
.v13-copy p{font-size:clamp(1.04rem,1.5vw,1.19rem);max-width:720px;color:#62748b}
.v13-actions{margin-top:32px}.v13-actions a{min-height:52px;padding:14px 20px;border-radius:12px;box-shadow:none}.v13-actions .btn-primary{background:linear-gradient(135deg,#102b4c,#173e70)}.v13-actions .btn-outline{border:1px solid #c3cfdd;color:#17375d;background:rgba(255,255,255,.75)}
.hero-source-line{margin-top:21px;color:#6f7f92;font-weight:650}.mini-cross{border-radius:6px;background:#d52b1e;box-shadow:0 5px 12px rgba(213,43,30,.2)}
.swiss-visual-wrap{position:relative}.swiss-visual{position:relative;border-radius:30px;background:#dceaf4;padding:10px;box-shadow:0 32px 60px rgba(22,53,86,.18);border:1px solid rgba(255,255,255,.8)}
.swiss-visual:before{content:"";position:absolute;inset:10px;border-radius:22px;border:1px solid rgba(255,255,255,.7);pointer-events:none;z-index:2}.swiss-visual svg{border-radius:22px;overflow:hidden;filter:none}
.visual-caption{position:absolute;left:28px;bottom:26px;display:flex;align-items:center;gap:12px;z-index:3;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);padding:11px 14px;border-radius:14px;box-shadow:0 12px 24px rgba(18,49,82,.16)}
.caption-flag{display:inline-flex;width:34px;height:34px;border-radius:9px;background:#d52b1e;color:#fff;align-items:center;justify-content:center;font-weight:900;font-size:1.4rem;line-height:1}.visual-caption strong{display:block;color:#153457;font-size:.78rem;letter-spacing:.12em}.visual-caption small{display:block;color:#6b7b8d;font-size:.72rem;margin-top:2px}
.key-topics-section{background:linear-gradient(180deg,#fff 0%,#f5f7fa 100%);padding-top:76px}.key-topics-card{box-shadow:0 18px 50px rgba(18,47,80,.08);border:1px solid #e0e7ef}.key-topics-head{background:linear-gradient(180deg,#fff,#f9fbfd)}.section-number{background:#173e70!important;color:#fff!important;border:none!important}.key-topic-row{transition:.2s;border-color:#dfe6ee}.key-topic-row:hover{transform:translateX(4px);border-color:#c7d5e4;box-shadow:0 10px 22px rgba(15,42,73,.06)}
@media(max-width:980px){.v13-hero-grid{grid-template-columns:1fr}.swiss-visual-wrap{max-width:760px}.desktop-nav{display:none}.menu-toggle{display:flex!important}}
@media(max-width:700px){
  .premium-nav{min-height:82px!important;padding-top:9px!important;padding-bottom:9px!important}.brand-lockup{max-width:calc(100% - 64px)!important}.logo-mark{width:50px;height:50px;min-width:50px}.brand-copy strong{font-size:1.03rem!important}.brand-copy small{font-size:.72rem!important;margin-top:3px}.menu-toggle{width:50px!important;height:50px!important;min-width:50px!important}
  .v13-hero{padding:42px 0 52px}.v13-hero-grid{gap:30px}.v13-kicker{font-size:.64rem;letter-spacing:.14em;margin-bottom:18px}.v13-kicker:before{width:20px}.v13-copy h1{font-size:clamp(2.25rem,10.2vw,3.15rem);line-height:1.08}.v13-copy p{font-size:1rem;line-height:1.82;margin-top:22px}.v13-actions{margin-top:28px}.v13-actions a{min-height:50px}.hero-source-line{font-size:.82rem}
  .swiss-visual{padding:7px;border-radius:24px}.swiss-visual:before{inset:7px;border-radius:18px}.swiss-visual svg{border-radius:18px}.visual-caption{left:18px;bottom:16px;padding:9px 11px;border-radius:12px}.caption-flag{width:30px;height:30px}.visual-caption strong{font-size:.7rem}.visual-caption small{font-size:.64rem}
  .key-topics-section{padding-top:58px}.key-topics-card{box-shadow:0 12px 32px rgba(18,47,80,.07)}
}
@media(max-width:420px){.brand-copy small{max-width:190px}.visual-caption small{display:none}.v13-copy h1{font-size:2.3rem}}

/* FINAL REDESIGN — preserve existing content, refresh visual system */
:root{--gmd-navy:#102a4b;--gmd-blue:#165d9c;--gmd-red:#e31837;--gmd-ink:#152744;--gmd-muted:#68788e;--gmd-line:#dbe4ee;--gmd-soft:#f5f8fc}
.final-redesign{background:#fff}
.hero-photo{position:relative;min-height:760px;display:flex;align-items:center;overflow:hidden;background:#f8fafc;border-bottom:1px solid #e4eaf1}
.hero-photo-bg{position:absolute;inset:0;background-image:url('/static/hero-bg.png');background-position:72% 42%;background-size:cover;filter:saturate(.92) contrast(1.02)}
.hero-photo-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.95) 36%,rgba(255,255,255,.68) 58%,rgba(255,255,255,.16) 82%,rgba(255,255,255,.03) 100%)}
.hero-photo-inner{position:relative;z-index:3;width:100%;padding-top:72px;padding-bottom:72px}
.hero-photo-copy{max-width:760px}
.hero-eyebrow{display:block;color:#175d98;font-size:.82rem;letter-spacing:.22em;font-weight:900;margin-bottom:22px}
.hero-photo h1{font-size:clamp(3.3rem,6vw,6.2rem);line-height:.98;letter-spacing:-.045em;color:var(--gmd-navy);margin:0;max-width:830px}
.hero-photo h1 span{color:#1763a3}
.hero-photo p{max-width:780px;margin:28px 0 0;color:#5d6f85;font-size:clamp(1.06rem,1.55vw,1.28rem);line-height:1.75;font-weight:520}
.hero-photo-actions{margin-top:34px;display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.btn-hero-red{display:inline-flex;align-items:center;justify-content:center;min-height:58px;padding:15px 28px;border-radius:14px;background:linear-gradient(135deg,#ed1b3b,#d80f2d);color:#fff;font-weight:900;font-size:1.02rem;box-shadow:0 15px 34px rgba(227,24,55,.24);transition:.2s}
.btn-hero-red:hover{transform:translateY(-2px);box-shadow:0 19px 38px rgba(227,24,55,.3)}
.btn-hero-link{font-weight:900;color:#1763a3;font-size:1rem;border-bottom:1px solid rgba(23,99,163,.25);padding-bottom:3px}
.hero-free-note{margin-top:34px;color:#7b8798;font-size:.86rem;font-weight:700}
.hero-swiss-flag{position:absolute;right:6vw;top:13%;z-index:2;width:118px;height:82px;background:#e31837;box-shadow:0 16px 38px rgba(9,30,58,.2);transform:rotate(1.5deg);border-radius:4px 4px 7px 7px}
.hero-swiss-flag:before,.hero-swiss-flag:after{content:"";position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);background:#fff}
.hero-swiss-flag:before{width:19px;height:52px}.hero-swiss-flag:after{width:52px;height:19px}
.hero-swiss-flag span{position:absolute;left:50%;bottom:-170px;width:5px;height:175px;background:#55697c;border-radius:0 0 4px 4px;transform:translateX(-50%);box-shadow:0 3px 6px rgba(0,0,0,.15)}

/* modernize cards without rewriting content */
.key-topics-section{padding:78px 0;background:linear-gradient(180deg,#f5f8fc,#fff)}
.key-topics-card{border:1px solid #dce5ef;border-radius:24px;box-shadow:0 22px 60px rgba(17,46,80,.09);overflow:hidden}
.key-topics-head{padding:25px 28px;border-bottom:1px solid #e4eaf1}.key-topics-title{gap:12px}.key-topic-list{padding:16px}
.key-topic-row{border-radius:15px;background:#fff;padding:20px 22px;margin:8px 0;border:1px solid #e1e8f0}.key-topic-no{font-family:Georgia,serif;color:#173d6b;font-size:1.02rem}.key-topic-count{font-size:1.55rem;color:#75859a}
.v13-journey,.v13-resources{background:#fff}.v13-principles,.expert-band{background:linear-gradient(135deg,#0c2849,#173d6c)}
.journey-card,.resource-card,.service-card,.article-card,.status-card{border-radius:20px;box-shadow:0 12px 32px rgba(17,46,80,.06);transition:.2s}.journey-card:hover,.resource-card:hover,.service-card:hover,.article-card:hover{transform:translateY(-3px);box-shadow:0 18px 42px rgba(17,46,80,.1)}

/* footer credit for the CC background photo */
.photo-credit{font-size:.72rem;color:#92a0b2;margin-top:10px}

@media(max-width:900px){
 .hero-photo{min-height:720px}.hero-photo-bg{background-position:64% 44%}.hero-photo-overlay{background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.94) 50%,rgba(255,255,255,.45) 78%,rgba(255,255,255,.15) 100%)}
 .hero-swiss-flag{right:5vw;top:16%;width:90px;height:63px}.hero-swiss-flag span{bottom:-136px;height:140px}
}
@media(max-width:700px){
 .hero-photo{min-height:690px;align-items:flex-start}.hero-photo-bg{background-position:67% 38%;transform:scale(1.02)}
 .hero-photo-overlay{background:linear-gradient(180deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.91) 44%,rgba(255,255,255,.68) 70%,rgba(255,255,255,.36) 100%)}
 .hero-photo-inner{padding-top:60px;padding-bottom:50px}.hero-photo-copy{max-width:none}.hero-eyebrow{font-size:.69rem;letter-spacing:.17em;margin-bottom:20px}
 .hero-photo h1{font-size:clamp(3.0rem,12.6vw,4.55rem);line-height:1.01;max-width:640px}.hero-photo p{font-size:1.04rem;line-height:1.78;margin-top:26px;max-width:620px}
 .hero-photo-actions{display:grid;grid-template-columns:1fr;margin-top:28px;gap:16px}.btn-hero-red{width:100%;min-height:58px}.btn-hero-link{justify-self:center}.hero-free-note{text-align:center;margin-top:24px;font-size:.79rem}
 .hero-swiss-flag{display:none}.key-topics-section{padding:54px 0}.key-topics-head{padding:20px 18px}.key-topic-list{padding:10px}.key-topic-row{padding:18px 15px}.key-topic-row strong{font-size:.98rem}
}


/* V16 FINAL VISUAL — real Matterhorn photo + user-provided logo */
.brand-logo{width:58px;height:58px;min-width:58px;object-fit:cover;border-radius:50%;display:block;box-shadow:0 4px 14px rgba(16,42,75,.12)}
.footer-logo{width:42px;height:42px;min-width:42px}
.hero-photo{min-height:760px;background:#f7fafc}
.hero-photo-bg{background-image:url('/static/matterhorn-zermatt.png')!important;background-position:70% 48%!important;background-size:cover!important;filter:saturate(1.02) contrast(1.01)!important}
.hero-photo-overlay{background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.97) 34%,rgba(255,255,255,.82) 53%,rgba(255,255,255,.32) 72%,rgba(255,255,255,.08) 100%)!important}
.hero-swiss-flag{display:none!important}
.hero-photo h1 span{color:#165f9e}
.hero-photo-copy{max-width:770px}
.hero-photo p{max-width:760px}
@media(max-width:700px){
  .brand-logo{width:50px;height:50px;min-width:50px}
  .hero-photo{min-height:720px}
  .hero-photo-bg{background-position:63% 46%!important}
  .hero-photo-overlay{background:linear-gradient(180deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.95) 43%,rgba(255,255,255,.72) 72%,rgba(255,255,255,.42) 100%)!important}
  .hero-photo-inner{padding-top:54px;padding-bottom:46px}
  .hero-photo h1{font-size:clamp(2.6rem,11.7vw,4rem);line-height:1.04}
}

/* V17: Facebook bridge + social sharing */
.article-share-panel{max-width:900px;margin:28px auto 0;padding:20px;border:1px solid #dbe3ee;border-radius:18px;background:#fff;display:flex;gap:12px;align-items:center;flex-wrap:wrap;box-shadow:0 10px 30px rgba(15,39,71,.07)}
.article-share-panel>div{flex:1 1 260px}.article-share-panel p{margin:4px 0 0;color:#607087}.facebook-share-btn,.facebook-page-btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:11px 15px;text-decoration:none;font-weight:800}.facebook-share-btn{background:#1877f2;color:white}.facebook-page-btn{border:1px solid #cdd8e6;color:#102b4e;background:white}.floating-facebook{position:fixed;right:18px;bottom:22px;z-index:50}.floating-facebook a{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#1877f2;color:#fff;text-decoration:none;font:bold 27px Arial;box-shadow:0 10px 28px rgba(24,119,242,.3);border:3px solid #fff}.floating-facebook a:hover{transform:translateY(-2px)}
@media(max-width:700px){.article-share-panel{margin:20px 16px 0}.facebook-share-btn,.facebook-page-btn{width:100%}.floating-facebook{right:14px;bottom:16px}.floating-facebook a{width:44px;height:44px}}

/* V19 — mobile-first hero polish to match approved reference */
.hero-photo{min-height:0!important;align-items:stretch!important;border-bottom:0!important;background:#eef4f9!important}
.hero-photo-bg{background-image:url('/static/matterhorn-zermatt.png')!important;background-position:72% 50%!important;background-size:cover!important;transform:none!important}
.hero-photo-overlay{background:linear-gradient(90deg,rgba(255,255,255,.985) 0%,rgba(255,255,255,.94) 44%,rgba(255,255,255,.66) 64%,rgba(255,255,255,.18) 86%,rgba(255,255,255,.05) 100%)!important}
.hero-photo-inner{padding-top:58px!important;padding-bottom:72px!important}
.hero-photo-copy{max-width:700px!important}
.hero-eyebrow{font-size:.76rem!important;letter-spacing:.20em!important;margin-bottom:18px!important}
.hero-photo h1{font-size:clamp(2.85rem,5.1vw,4.75rem)!important;line-height:1.035!important;letter-spacing:-.035em!important;max-width:720px!important}
.hero-photo p{font-size:clamp(1rem,1.3vw,1.14rem)!important;line-height:1.7!important;margin-top:22px!important;max-width:700px!important}
.hero-photo-actions{margin-top:28px!important;gap:18px!important}
.btn-hero-red{min-height:54px!important;padding:13px 24px!important;border-radius:12px!important}
.hero-free-note{margin-top:24px!important}
.key-topics-section{padding:0 0 62px!important;background:linear-gradient(180deg,#eef4f9 0%,#f7f9fc 34%,#fff 100%)!important}
.key-topics-card{position:relative;z-index:5;transform:translateY(-34px);background:rgba(255,255,255,.98)!important}

@media(max-width:700px){
  .premium-nav{min-height:86px!important;padding-top:10px!important;padding-bottom:10px!important}
  .brand-logo{width:54px!important;height:54px!important;min-width:54px!important}
  .brand-lockup{gap:12px!important}
  .brand-copy strong{font-size:1.07rem!important}
  .brand-copy small{display:block!important;font-size:.73rem!important;line-height:1.3!important;margin-top:3px!important;max-width:210px!important}
  .menu-toggle{width:52px!important;height:52px!important;min-width:52px!important;border-radius:12px!important}
  .hero-photo-bg{background-position:65% 48%!important}
  .hero-photo-overlay{background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.94) 48%,rgba(255,255,255,.72) 70%,rgba(255,255,255,.34) 100%)!important}
  .hero-photo-inner{padding-top:42px!important;padding-bottom:68px!important}
  .hero-eyebrow{font-size:.64rem!important;letter-spacing:.16em!important;margin-bottom:16px!important}
  .hero-photo h1{font-size:clamp(2.28rem,9.5vw,3.05rem)!important;line-height:1.08!important;letter-spacing:-.03em!important;max-width:92%!important}
  .hero-photo p{font-size:.96rem!important;line-height:1.72!important;margin-top:20px!important;max-width:92%!important}
  .hero-photo-actions{display:grid!important;grid-template-columns:1fr!important;gap:12px!important;margin-top:24px!important;max-width:100%!important}
  .btn-hero-red{width:100%!important;min-height:52px!important;font-size:.97rem!important}
  .btn-hero-link{justify-self:center!important;font-size:.94rem!important}
  .hero-free-note{text-align:center!important;margin-top:18px!important;font-size:.74rem!important}
  .key-topics-card{transform:translateY(-28px)!important;border-radius:20px!important}
  .key-topics-head{padding:18px 16px!important}
  .key-topics-title{gap:10px!important}.key-topics-title h2{font-size:1.17rem!important}
  .section-number{width:40px!important;height:40px!important;min-width:40px!important}
  .key-topic-list{padding:10px!important}
  .key-topic-row{padding:16px 14px!important;margin:7px 0!important;border-radius:12px!important}
  .key-topic-row strong{font-size:.94rem!important}.key-topic-no{font-size:.96rem!important}.key-topic-count{font-size:1.3rem!important}
}

@media(max-width:390px){
  .wrap{padding-left:20px!important;padding-right:20px!important}
  .brand-copy strong{font-size:1rem!important}.brand-copy small{font-size:.69rem!important;max-width:180px!important}
  .brand-logo{width:50px!important;height:50px!important;min-width:50px!important}
  .menu-toggle{width:48px!important;height:48px!important;min-width:48px!important}
  .hero-photo-inner{padding-top:36px!important;padding-bottom:62px!important}
  .hero-photo h1{font-size:2.22rem!important;max-width:95%!important}
  .hero-photo p{font-size:.91rem!important;max-width:96%!important}
}

/* V30 — homepage hero copy over the Swiss photo */
.home-final .hero-photo-overlay{background:linear-gradient(90deg,rgba(8,32,60,.94) 0%,rgba(8,32,60,.84) 38%,rgba(8,32,60,.48) 66%,rgba(8,32,60,.14) 100%)!important}
.home-final .hero-photo-copy{max-width:700px!important;color:#fff}
.home-final .hero-eyebrow{color:#f2d39e!important}
.home-final .hero-photo h1{color:#fff!important;font-size:clamp(2.75rem,5.3vw,4.9rem)!important;line-height:1.06!important}
.home-final .hero-photo h1 span{color:#f5d79d!important}
.home-final .hero-photo p{color:#eef4fa!important;max-width:650px!important}
.home-final .btn-hero-link{color:#fff!important;border-bottom-color:rgba(255,255,255,.55)!important}
.home-final .hero-free-note{color:#dce8f2!important}
@media(max-width:700px){
  .home-final .hero-photo-overlay{background:linear-gradient(180deg,rgba(8,32,60,.84) 0%,rgba(8,32,60,.78) 56%,rgba(8,32,60,.62) 100%)!important}
  .home-final .hero-photo-inner{padding:38px 22px 54px!important}
  .home-final .hero-photo h1{font-size:clamp(2.2rem,10.2vw,3.05rem)!important;line-height:1.1!important;max-width:100%!important}
  .home-final .hero-photo p{font-size:.94rem!important;line-height:1.72!important;max-width:100%!important}
  .home-final .hero-photo-actions{grid-template-columns:1fr!important;gap:11px!important}
  .home-final .btn-hero-red,.home-final .btn-hero-link{width:100%!important}
  .home-final .btn-hero-link{background:rgba(255,255,255,.12)!important;border:1px solid rgba(255,255,255,.55)!important;border-radius:8px!important;padding:10px 12px!important}
}

/* V20 — finishing polish: tighter hero, balanced image, premium mobile rhythm */
.site-header{box-shadow:0 2px 16px rgba(15,39,71,.045)!important}
.premium-nav{max-width:1220px}
.brand-logo{box-shadow:0 5px 16px rgba(16,42,75,.14)!important;border:1px solid rgba(12,40,73,.08)}
.menu-toggle{transition:.18s ease;border-radius:12px!important}
.menu-toggle:hover{background:#f7f9fc!important;border-color:#c9d5e3!important}

.hero-photo{background:#eef4f8!important}
.hero-photo-bg{background-position:70% 48%!important;filter:saturate(1.03) contrast(1.02) brightness(1.01)!important}
.hero-photo-overlay{background:linear-gradient(90deg,rgba(255,255,255,.985) 0%,rgba(255,255,255,.95) 38%,rgba(255,255,255,.76) 58%,rgba(255,255,255,.28) 80%,rgba(255,255,255,.07) 100%)!important}
.hero-photo-inner{padding-top:50px!important;padding-bottom:64px!important}
.hero-photo-copy{max-width:680px!important}
.hero-eyebrow{font-size:.72rem!important;letter-spacing:.18em!important;margin-bottom:16px!important;color:#155a92!important}
.hero-photo h1{font-size:clamp(2.65rem,4.7vw,4.35rem)!important;line-height:1.055!important;letter-spacing:-.032em!important;max-width:680px!important;text-wrap:balance}
.hero-photo h1 span{color:#165f9e!important}
.hero-photo p{font-size:clamp(.98rem,1.2vw,1.08rem)!important;line-height:1.72!important;margin-top:20px!important;max-width:650px!important;color:#5d6f85!important}
.hero-photo-actions{margin-top:25px!important;gap:14px!important}
.btn-hero-red{min-height:50px!important;padding:12px 22px!important;border-radius:11px!important;box-shadow:0 10px 22px rgba(213,43,30,.14)!important}
.btn-hero-link{font-size:.95rem!important}
.hero-free-note{margin-top:18px!important;font-size:.75rem!important;color:#718095!important}

.key-topics-section{padding-bottom:58px!important}
.key-topics-card{transform:translateY(-30px)!important;border-radius:22px!important;box-shadow:0 18px 50px rgba(17,46,80,.09)!important;border-color:#dfe7ef!important}
.key-topics-head{padding:20px 22px!important;background:rgba(255,255,255,.985)!important}
.key-topics-title h2{font-size:1.18rem!important;letter-spacing:-.015em}
.key-topic-list{padding:12px 14px 16px!important}
.key-topic-row{padding:17px 17px!important;margin:7px 0!important;border-radius:13px!important;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.key-topic-row:hover{transform:translateX(3px)!important;box-shadow:0 8px 20px rgba(15,42,73,.06)!important}
.key-topic-row strong{font-size:.98rem!important}
.key-topic-no{font-size:.98rem!important}
.key-topic-count{font-size:1.32rem!important;color:#7c899a!important}

/* lower-page consistency */
.v13-journey,.v13-resources,.numbered-section.white-section{background:#fff!important}
.v13-journey,.v13-principles,.v13-resources,.numbered-section,.trust-section,.closing-cta{scroll-margin-top:92px}
.section-intro-row h2,.number-head h2,.trust-section h2,.closing-cta h2{letter-spacing:-.025em}
.journey-card,.resource-card,.service-card,.article-card,.status-card,.ebook-tile{border-color:#e2e8ef!important;box-shadow:0 10px 28px rgba(17,46,80,.045)!important}
.journey-card:hover,.resource-card:hover,.service-card:hover,.article-card:hover,.ebook-tile:hover{transform:translateY(-2px)!important;box-shadow:0 15px 34px rgba(17,46,80,.08)!important}
.dark-section,.v13-principles,.expert-band{background:linear-gradient(135deg,#0c2849 0%,#14395f 100%)!important}
.btn-gold{background:#e0c67c!important;color:#12243d!important}

@media(max-width:700px){
  .premium-nav{min-height:82px!important;padding-top:8px!important;padding-bottom:8px!important}
  .brand-logo{width:50px!important;height:50px!important;min-width:50px!important}
  .brand-lockup{gap:11px!important;max-width:calc(100% - 62px)!important}
  .brand-copy strong{font-size:1.03rem!important;letter-spacing:-.015em!important}
  .brand-copy small{font-size:.71rem!important;line-height:1.28!important;margin-top:2px!important;max-width:205px!important}
  .menu-toggle{width:48px!important;height:48px!important;min-width:48px!important;padding:12px!important}
  .menu-toggle span{height:2px!important;margin:4px 0!important}

  .hero-photo-bg{background-position:67% 48%!important}
  .hero-photo-overlay{background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.955) 49%,rgba(255,255,255,.73) 71%,rgba(255,255,255,.30) 100%)!important}
  .hero-photo-inner{padding-top:34px!important;padding-bottom:62px!important}
  .hero-photo-copy{max-width:none!important}
  .hero-eyebrow{font-size:.61rem!important;letter-spacing:.145em!important;margin-bottom:13px!important;white-space:nowrap}
  .hero-photo h1{font-size:clamp(2.04rem,8.65vw,2.72rem)!important;line-height:1.085!important;letter-spacing:-.027em!important;max-width:91%!important}
  .hero-photo p{font-size:.90rem!important;line-height:1.69!important;margin-top:17px!important;max-width:91%!important}
  .hero-photo-actions{display:grid!important;grid-template-columns:1fr!important;gap:10px!important;margin-top:21px!important}
  .btn-hero-red{min-height:49px!important;font-size:.93rem!important;padding:11px 15px!important}
  .btn-hero-link{justify-self:center!important;font-size:.89rem!important;padding:3px 0!important}
  .hero-free-note{margin-top:14px!important;font-size:.69rem!important;text-align:center!important}

  .key-topics-section{padding-bottom:46px!important}
  .key-topics-card{transform:translateY(-24px)!important;border-radius:18px!important}
  .key-topics-head{padding:17px 15px!important}
  .key-topics-title{gap:9px!important}
  .key-topics-title h2{font-size:1.09rem!important}
  .key-topics-head>a{font-size:.80rem!important}
  .section-number{width:38px!important;height:38px!important;min-width:38px!important;font-size:.96rem!important}
  .key-topic-list{padding:8px!important}
  .key-topic-row{grid-template-columns:45px 1fr 22px!important;padding:14px 13px!important;margin:6px 0!important;border-radius:11px!important}
  .key-topic-row strong{font-size:.91rem!important}
  .key-topic-no{font-size:.91rem!important}
  .key-topic-count{font-size:1.18rem!important}

  .v13-journey,.v13-principles,.v13-resources,.numbered-section{padding-top:52px!important;padding-bottom:52px!important}
  .section-intro-row h2,.number-head h2{font-size:1.75rem!important;line-height:1.2!important}
  .journey-card,.resource-card,.service-card,.article-card,.status-card{border-radius:16px!important}
}

@media(max-width:390px){
  .wrap{padding-left:18px!important;padding-right:18px!important}
  .brand-logo{width:48px!important;height:48px!important;min-width:48px!important}
  .brand-copy strong{font-size:.97rem!important}.brand-copy small{font-size:.67rem!important;max-width:175px!important}
  .menu-toggle{width:46px!important;height:46px!important;min-width:46px!important}
  .hero-photo-inner{padding-top:31px!important;padding-bottom:58px!important}
  .hero-eyebrow{font-size:.56rem!important;letter-spacing:.12em!important}
  .hero-photo h1{font-size:2rem!important;max-width:94%!important}
  .hero-photo p{font-size:.87rem!important;max-width:94%!important}
}

/* V21 — full-homepage polish: tighter rhythm, stronger hierarchy, cleaner mobile cards */
.home-final section{position:relative}
.section-intro-row,.number-head{margin-bottom:28px!important}
.section-kicker,.overline{font-size:.72rem!important;letter-spacing:.13em!important;font-weight:900!important;color:#2a6fa8!important}
.section-intro-row h2,.number-head h2{font-size:clamp(2rem,3vw,2.7rem)!important;line-height:1.14!important;color:#102a4b!important;margin-top:7px!important}
.section-intro-row p,.number-head p{max-width:720px!important;color:#69798e!important;line-height:1.7!important}

/* journey: premium editorial timeline feel */
.v13-journey{padding-top:66px!important;padding-bottom:72px!important;background:linear-gradient(180deg,#fff 0%,#f7f9fc 100%)!important}
.journey-grid{gap:16px!important}
.journey-card{position:relative!important;padding:25px 23px 24px!important;border:1px solid #e1e8f0!important;background:#fff!important;overflow:hidden!important}
.journey-card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:#dce7f1}
.journey-card.accent:before{background:#e31837}
.journey-card>span{display:inline-flex!important;align-items:center!important;justify-content:center!important;width:38px!important;height:38px!important;border-radius:11px!important;background:#eef4fa!important;color:#174f83!important;font-weight:900!important;margin-bottom:20px!important}
.journey-card>b{display:block!important;color:#6b7c91!important;font-size:.72rem!important;letter-spacing:.06em!important;text-transform:none!important;margin-bottom:8px!important}
.journey-card h3{font-size:1.22rem!important;line-height:1.35!important;color:#102a4b!important;margin:0 0 10px!important}
.journey-card p{font-size:.92rem!important;line-height:1.68!important;color:#6b7a8d!important;margin:0!important}

/* principles: calmer, more premium dark block */
.v13-principles{padding-top:72px!important;padding-bottom:72px!important}
.v13-principles .section-kicker{color:#9bc6ee!important}
.v13-principles .section-intro-row h2{color:#fff!important;max-width:760px}
.principle-grid{gap:16px!important}
.principle-grid>div{background:rgba(255,255,255,.06)!important;border:1px solid rgba(255,255,255,.10)!important;border-radius:18px!important;padding:24px!important;backdrop-filter:blur(4px)}
.principle-grid i{display:inline-flex!important;width:34px!important;height:34px!important;align-items:center!important;justify-content:center!important;border-radius:10px!important;background:rgba(255,255,255,.10)!important;color:#fff!important;font-style:normal!important;font-weight:900!important;font-size:.78rem!important}
.principle-grid h3{color:#fff!important;font-size:1.08rem!important;margin:18px 0 8px!important}
.principle-grid p{color:#c8d6e6!important;font-size:.91rem!important;line-height:1.65!important}

/* retirement tool feature */
.soft-section{background:linear-gradient(180deg,#f5f8fc 0%,#eef4f9 100%)!important}
.retirement-feature{border:1px solid #dce5ef!important;border-radius:22px!important;background:#fff!important;box-shadow:0 16px 42px rgba(16,42,75,.07)!important;padding:28px!important;gap:26px!important}
.retirement-feature h3{font-size:clamp(1.65rem,2.4vw,2.15rem)!important;line-height:1.22!important;color:#102a4b!important}
.feature-pill{background:#edf4fa!important;color:#175d98!important;border:1px solid #dbe7f2!important}
.check-preview{background:#f8fafc!important;border:1px solid #e0e7ef!important;border-radius:17px!important;padding:10px!important}
.check-row{border-radius:12px!important;background:#fff!important;border:1px solid #e7edf3!important;margin:7px 0!important;padding:14px 15px!important}

/* article cards */
.article-grid{gap:18px!important}
.article-card{padding:23px!important;background:#fff!important;border:1px solid #e1e8ef!important}
.article-card h3{font-size:1.17rem!important;line-height:1.42!important;color:#102a4b!important;margin:14px 0 10px!important}
.article-card p{font-size:.92rem!important;line-height:1.67!important;color:#68798e!important}
.article-card-foot{padding-top:16px!important;border-top:1px solid #edf1f5!important;margin-top:18px!important}
.free-chip,.premium-chip{border-radius:999px!important;padding:5px 9px!important;font-size:.69rem!important;font-weight:900!important}

/* status panel */
.updates-band{background:#102a4b!important;padding-top:68px!important;padding-bottom:68px!important}
.updates-band .number-head h2,.updates-band .number-head p,.updates-band .overline{color:#fff!important}
.updates-band .number-head p{opacity:.74}
.updates-band .section-number{background:#fff!important;color:#102a4b!important}
.status-grid{gap:15px!important}
.status-card{background:rgba(255,255,255,.98)!important;border:1px solid rgba(255,255,255,.12)!important;padding:22px!important}
.status-card strong{display:block!important;font-size:1.03rem!important;color:#102a4b!important;margin:10px 0 5px!important}
.status-card p{font-size:.88rem!important;line-height:1.55!important;color:#6e7c8e!important}

/* resources */
.v13-resources{padding-top:70px!important;padding-bottom:74px!important}
.resource-grid{gap:18px!important}
.resource-card{padding:24px!important;border:1px solid #e1e8ef!important}
.resource-card>span{display:inline-flex!important;align-items:center!important;min-height:32px!important;padding:0 10px!important;border-radius:9px!important;background:#eef4fa!important;color:#175d98!important;font-size:.72rem!important;font-weight:900!important;letter-spacing:.06em!important}
.resource-card h3{font-size:1.13rem!important;line-height:1.42!important;color:#102a4b!important;margin:17px 0 9px!important}
.resource-card p{font-size:.9rem!important;line-height:1.62!important;color:#6d7c90!important}
.resource-card b{display:block!important;margin-top:18px!important;color:#175d98!important;font-size:.87rem!important}
.resources-intro{padding:28px 0 0;background:#fff}
.resources-warning{margin-top:0;background:#fff8ed;border-color:#f2d9ae;color:#5f4b27}
.resources-warning strong{display:block;color:#17375d;font-size:1.08rem;margin-bottom:5px}
.resources-warning p{margin:0;line-height:1.75}
.form-group-section{padding:62px 0 70px;background:#fff}
.form-group-soft{background:#f7f9fc}
.form-group-section .section-intro-row{margin-bottom:25px}
.form-group-section .section-intro-row h2,.resources-after h2{font-size:clamp(1.75rem,3.4vw,2.7rem);margin:6px 0 8px}
.form-group-section .section-intro-row p,.resources-after .section-intro-row p{max-width:760px;line-height:1.7}
.form-card{height:100%;display:flex;flex-direction:column}
.form-card h3{min-height:3.1em}
.form-card .resource-actions{margin-top:auto;padding-top:18px}
.form-card small{color:#7f6b5c!important;line-height:1.5}
.resource-actions{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.resource-actions a{font-weight:850;color:#175d98;font-size:.87rem}
.resource-actions .translate-link{color:#a12b34}
.resources-after{padding:64px 0 76px;background:#fff}
.not-a-form-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:26px}
.not-a-form-grid>div{border:1px solid #e1e8ef;border-radius:16px;padding:20px;background:#f7f9fc}
.not-a-form-grid strong{color:#17375d}
.not-a-form-grid p{margin:8px 0 0;color:#6d7c90;line-height:1.6;font-size:.92rem}
/* start here */
.start-hero{padding:78px 0 82px;background:linear-gradient(135deg,#0d2949,#1e527c);color:#fff}.start-hero .kicker{color:#f0c5c4}.start-hero h1{font-size:clamp(2.3rem,4.8vw,4.25rem);line-height:1.08;letter-spacing:-.04em;margin:12px 0 17px}.start-hero p{max-width:700px;margin:0;color:#d7e3ee;font-size:1.18rem;line-height:1.8}.start-paths{padding:76px 0 84px;background:#fff}.start-intro{margin-bottom:30px}.start-intro h2,.start-bottom-box h2{color:#102b4c;font-size:clamp(2rem,4vw,3.2rem);line-height:1.15;margin:7px 0 9px}.start-intro p{margin:0;color:#6d7c90}.start-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.start-card{display:flex;flex-direction:column;min-height:285px;padding:27px;border:1px solid #dfe7ef;border-radius:20px;background:#f7f9fc;box-shadow:0 8px 24px rgba(15,40,72,.04);text-decoration:none;transition:transform .2s,box-shadow .2s,border-color .2s}.start-card:hover{transform:translateY(-4px);box-shadow:0 16px 32px rgba(15,40,72,.11);border-color:#b9cddd}.start-card.featured{background:linear-gradient(145deg,#102b4c,#1c507b);border-color:#102b4c;color:#fff}.start-number{display:inline-flex;width:46px;height:46px;align-items:center;justify-content:center;border-radius:13px;background:#e5edf6;color:#173d69;font-weight:900;font-size:1.05rem}.start-card.featured .start-number{background:#d52b1e;color:#fff}.start-kicker{margin-top:23px;color:#a22630;font-size:.76rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.start-card.featured .start-kicker{color:#f0c5c4}.start-card h3{font-size:1.42rem;line-height:1.35;margin:7px 0 9px;color:#17304f}.start-card.featured h3{color:#fff}.start-card p{margin:0;color:#6d7c90;line-height:1.7}.start-card.featured p{color:#d6e1eb}.start-card strong{margin-top:auto;padding-top:21px;color:#175d98;font-size:.92rem}.start-card.featured strong{color:#fff}.start-card strong span{font-size:1.2rem;margin-left:4px}.start-principles{padding:76px 0;background:#f7f9fc}.start-principles-copy{max-width:760px}.start-principles-copy h2{font-size:clamp(2rem,4vw,3rem);margin:7px 0 10px;color:#102b4c}.start-principles-copy p{margin:0;color:#6d7c90;line-height:1.8}.start-rule-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:28px}.start-rule-grid>div{padding:22px;border:1px solid #e0e7ef;border-radius:16px;background:#fff}.start-rule-grid span{display:block;color:#d52b1e;font-weight:900;font-size:.8rem;letter-spacing:.1em}.start-rule-grid strong{display:block;margin-top:8px;color:#17375d}.start-rule-grid p{margin:6px 0 0;color:#6d7c90;font-size:.9rem;line-height:1.6}.start-bottom{padding:68px 0 78px;background:#fff}.start-bottom-box{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:31px 34px;border:1px solid #dfe7ef;border-radius:22px;background:linear-gradient(135deg,#fff,#f1f6fa)}.start-bottom-box h2{font-size:clamp(1.7rem,3.4vw,2.45rem)}.start-bottom-box p{margin:0;color:#6d7c90}.start-bottom-box .btn-primary{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;padding:14px 20px;border-radius:12px;background:#102b4c;color:#fff;font-weight:850;text-decoration:none}
@media(max-width:700px){.start-hero{padding:55px 0 60px}.start-hero h1{font-size:2.3rem}.start-hero p{font-size:1.03rem}.start-paths,.start-principles{padding:56px 0}.start-grid,.start-rule-grid{grid-template-columns:1fr}.start-card{min-height:0}.start-bottom{padding:52px 0 60px}.start-bottom-box{align-items:flex-start;flex-direction:column;padding:24px}.start-bottom-box .btn-primary{width:100%}}

/* start page balance pass */
.start-hero h1{font-size:clamp(2rem,4.8vw,3.65rem);line-height:1.1;letter-spacing:-.035em}
.start-card h3{font-size:1.24rem;line-height:1.4}
@media(max-width:700px){.start-hero h1{font-size:2.05rem}.start-hero p{font-size:1rem;line-height:1.7}.start-card h3{font-size:1.2rem}}

/* final mobile type balance */
.start-hero h1{font-size:clamp(1.9rem,4.4vw,3.35rem);letter-spacing:-.03em}
.start-intro h2,.start-principles-copy h2{font-size:clamp(1.8rem,3.5vw,2.7rem)}
.start-card h3{font-size:1.18rem}
@media(max-width:700px){.start-hero h1{font-size:1.9rem}.start-intro h2,.start-principles-copy h2{font-size:1.8rem}.start-card h3{font-size:1.15rem}}

/* resource page balance */
.v13-page-hero h1{font-size:clamp(2rem,4.6vw,3.7rem);line-height:1.1;letter-spacing:-.035em}
.v13-page-hero p{max-width:690px;line-height:1.75}
.form-group-section .section-intro-row h2,.resources-after h2{font-size:clamp(1.8rem,3.4vw,2.55rem);line-height:1.18;letter-spacing:-.025em}
.form-card h3{font-size:1.15rem!important;line-height:1.42!important}
.form-card p{line-height:1.68!important}
@media(max-width:700px){.v13-page-hero h1{font-size:2.15rem}.v13-page-hero p{font-size:.98rem}.form-group-section .section-intro-row h2,.resources-after h2{font-size:1.75rem}.form-card h3{font-size:1.1rem!important}.form-group-section{padding-top:50px;padding-bottom:56px}}

/* membership: remove overly gold feeling, keep subtle premium accent */
.dark-section{padding-top:72px!important;padding-bottom:76px!important}
.gold-pill{background:rgba(255,255,255,.10)!important;color:#dce9f6!important;border:1px solid rgba(255,255,255,.14)!important}
.btn-gold{background:#fff!important;color:#102a4b!important;border:1px solid rgba(255,255,255,.85)!important;box-shadow:none!important}
.membership-mini{gap:12px!important}
.membership-mini>div{background:rgba(255,255,255,.065)!important;border:1px solid rgba(255,255,255,.12)!important;border-radius:16px!important;padding:20px!important}
.membership-mini .featured{background:#fff!important;color:#102a4b!important;border-color:#fff!important}
.membership-mini .featured em{background:#e31837!important;color:#fff!important;border-radius:999px!important;padding:4px 8px!important;font-style:normal!important;font-size:.66rem!important}

/* ebook, page talk, trust, closing CTA */
.ebook-grid{gap:18px!important}.ebook-tile{overflow:hidden!important;border:1px solid #e1e8ef!important;border-radius:20px!important;background:#fff!important}
.book-cover{background:linear-gradient(145deg,#102a4b,#1b5b91)!important}
.page-talk{background:#f7f9fc!important}
.page-cards{gap:18px!important}.page-post-card{border:1px solid #e0e7ef!important;border-radius:20px!important;overflow:hidden!important;background:#fff!important;box-shadow:0 10px 28px rgba(17,46,80,.05)!important}
.post-art{background:linear-gradient(145deg,#102a4b,#184f81)!important}.page-chip{background:#eef4fa!important;color:#175d98!important}
.trust-section{padding-top:70px!important;padding-bottom:72px!important;background:#fff!important}
.trust-grid-final{gap:34px!important}.trust-list>div{border:1px solid #e0e7ef!important;border-radius:15px!important;padding:17px!important;background:#f9fbfd!important;margin-bottom:10px!important}
.trust-list b{color:#175d98!important}
.closing-cta{background:linear-gradient(135deg,#eaf2f8 0%,#f7f9fc 100%)!important;border-top:1px solid #dde6ef!important;padding-top:62px!important;padding-bottom:62px!important}
.closing-cta h2{font-size:clamp(1.8rem,3vw,2.5rem)!important;color:#102a4b!important}
.closing-actions{gap:10px!important}.closing-actions .btn-primary{background:#e31837!important;border-color:#e31837!important}

@media(max-width:700px){
  .section-intro-row,.number-head{margin-bottom:20px!important}
  .section-kicker,.overline{font-size:.62rem!important;letter-spacing:.11em!important}
  .section-intro-row h2,.number-head h2{font-size:1.58rem!important;line-height:1.22!important;margin-top:5px!important}
  .section-intro-row p,.number-head p{font-size:.87rem!important;line-height:1.62!important}
  .journey-grid,.principle-grid,.article-grid,.status-grid,.resource-grid,.ebook-grid,.page-cards{gap:11px!important}
  .journey-card{padding:19px 17px!important;border-radius:14px!important}.journey-card>span{width:34px!important;height:34px!important;border-radius:9px!important;margin-bottom:14px!important}.journey-card h3{font-size:1.04rem!important}.journey-card p{font-size:.84rem!important}
  .principle-grid>div{padding:19px!important;border-radius:14px!important}.principle-grid h3{font-size:1rem!important;margin-top:14px!important}.principle-grid p{font-size:.84rem!important}
  .retirement-feature{padding:18px!important;border-radius:17px!important;gap:18px!important}.retirement-feature h3{font-size:1.42rem!important}.retirement-feature p{font-size:.87rem!important}
  .article-card,.resource-card,.status-card{padding:18px!important}.article-card h3,.resource-card h3{font-size:1.04rem!important}.article-card p,.resource-card p,.status-card p{font-size:.84rem!important}
  .updates-band,.dark-section{padding-top:54px!important;padding-bottom:56px!important}
  .membership-mini>div{padding:16px!important;border-radius:13px!important}
  .v13-resources,.trust-section{padding-top:54px!important;padding-bottom:56px!important}
  .page-talk{padding-top:52px!important;padding-bottom:54px!important}
  .trust-list>div{padding:14px!important;border-radius:13px!important}
  .closing-cta{padding-top:48px!important;padding-bottom:50px!important}.closing-cta h2{font-size:1.58rem!important}
}

/* V22 — inner pages polish, content unchanged */
.inner-hero,.article-hero{position:relative;overflow:hidden;border-bottom:1px solid #e6edf5}
.inner-hero:before,.article-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 84% 22%,rgba(213,43,30,.09),transparent 28%),linear-gradient(135deg,#f9fbfe 0%,#eef4fa 100%);z-index:0}
.inner-hero>.wrap,.article-hero>.wrap{position:relative;z-index:1}
.inner-hero{padding:62px 0 56px;color:var(--navy)}
.inner-hero h1,.article-hero h1{font-size:clamp(2rem,4.2vw,3.45rem);line-height:1.16;letter-spacing:-.025em;margin:10px 0 16px;color:#102a4a}
.inner-hero p,.article-lead{font-size:1.02rem;line-height:1.8;color:#5c6e83;max-width:760px}
.kicker,.overline{letter-spacing:.1em;text-transform:uppercase;font-size:.72rem;font-weight:800;color:#b33a31}
.centered-hero{text-align:center}.centered-hero p{margin-left:auto;margin-right:auto}

/* knowledge */
.inner-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:38px;align-items:center}
.hero-search-card{background:rgba(255,255,255,.92);border:1px solid #dce6f0;border-radius:22px;padding:22px;box-shadow:0 18px 46px rgba(13,44,80,.08);backdrop-filter:blur(10px)}
.hero-search-card strong{display:block;color:#16385f;margin-bottom:11px}
.hero-search-card input,.hero-search-card select{width:100%;padding:12px 14px;border:1px solid #d4dfeb;border-radius:11px;margin-bottom:10px;background:#fff;font:inherit}
.knowledge-categories{padding:54px 0 28px;background:#fff}.section-intro{margin-bottom:20px}.section-intro h2{margin:4px 0 0;color:#12365f;font-size:1.8rem}
.category-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.category-card{display:block;background:#f9fbfd;border:1px solid #dfe8f1;border-radius:18px;padding:20px;transition:.2s ease}.category-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(17,46,80,.08);border-color:#c9d8e8}.category-card>span{display:inline-flex;width:34px;height:34px;border-radius:10px;align-items:center;justify-content:center;background:#eaf1f8;color:#214f7d;font-weight:800;font-size:.78rem}.category-card h3{margin:12px 0 5px;color:#143b66}.category-card p{margin:0 0 10px;color:#6a7a8e;font-size:.9rem}.category-card b{font-size:.86rem;color:#bd3026}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.article-card{background:#fff;border:1px solid #e1e8ef;border-radius:19px;padding:20px;display:flex;flex-direction:column;min-height:230px}.article-card h3{font-size:1.08rem;line-height:1.5;color:#17395f}.article-card p{font-size:.9rem;line-height:1.7;color:#6d7b8e}.article-footer{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-top:auto;padding-top:14px;border-top:1px solid #edf1f5}.article-footer small{color:#8a97a8}.article-footer a{color:#c9362a;font-weight:700;font-size:.88rem}

/* article */
.article-hero{padding:54px 0}.article-shell{max-width:880px}.article-meta{display:flex;gap:8px;align-items:center;color:#577089;font-size:.8rem;font-weight:700}.article-byline{display:flex;gap:8px;flex-wrap:wrap;color:#7c8a9c;font-size:.85rem}.article-body-section{padding:38px 0 70px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:22px;align-items:start}.article-content-card,.aside-card{background:#fff;border:1px solid #e2e9f1;border-radius:20px;box-shadow:0 12px 32px rgba(17,46,80,.045)}.article-content-card{padding:30px}.article-aside{display:grid;gap:14px;position:sticky;top:94px}.aside-card{padding:20px}.aside-card h3{margin:7px 0;color:#16395f}.aside-card p{color:#6d7b8e;font-size:.9rem}.article-disclaimer{margin-top:30px;border-top:1px solid #e9eef4;padding-top:20px;color:#65768a;font-size:.88rem}.premium-lock-card{margin:28px 0;padding:28px;border-radius:20px;background:linear-gradient(135deg,#f7fafc,#fff);border:1px solid #dfe7ef}.lock-icon{font-size:1.55rem}.gold-pill{display:inline-flex;margin-left:8px;padding:4px 9px;border-radius:999px;background:#f5e7e4;color:#a3322a;font-size:.76rem;font-weight:800}.lock-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.article-share-panel{max-width:1180px;margin:0 auto 64px;padding:22px 24px;border:1px solid #dfe7ef;background:#fff;border-radius:18px;display:flex;align-items:center;gap:14px;flex-wrap:wrap}.article-share-panel>div{margin-right:auto}.article-share-panel p{margin:2px 0 0;color:#778597;font-size:.87rem}.facebook-share-btn,.facebook-page-btn{padding:10px 14px;border-radius:10px;font-weight:700;font-size:.88rem}.facebook-share-btn{background:#1877f2;color:#fff}.facebook-page-btn{border:1px solid #d6e0eb;color:#16395f}

/* pricing */
.membership-hero{padding-bottom:50px}.pricing-modern{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;align-items:stretch}.plan-card{position:relative;background:#fff;border:1px solid #dfe7ef;border-radius:22px;padding:24px;box-shadow:0 12px 30px rgba(17,46,80,.045)}.plan-card.featured{border-color:#d95045;box-shadow:0 18px 42px rgba(186,52,42,.1);transform:translateY(-5px)}.best-value{position:absolute;right:18px;top:16px;background:#d94338;color:#fff;padding:4px 9px;border-radius:999px;font-size:.72rem;font-weight:800}.plan-label{font-weight:800;color:#476078}.plan-price{display:flex;align-items:flex-start;gap:4px;margin:14px 0;color:#12365f}.plan-price small{margin-top:7px;font-weight:700}.plan-price strong{font-size:2.4rem;line-height:1}.plan-card ul{padding-left:20px;color:#68788b;min-height:132px}.btn-gold{display:inline-flex;justify-content:center;padding:11px 16px;border-radius:10px;background:#d94338;color:#fff;font-weight:800}.full{width:100%}.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.benefit-card{background:#fff;border:1px solid #e0e8ef;border-radius:18px;padding:20px}.benefit-card strong{color:#b83a31}.benefit-card h3{margin:8px 0 5px;color:#17395f}.benefit-card p{color:#6c7b8d;font-size:.9rem}

/* forms, retirement, auth */
.check-layout{display:grid;grid-template-columns:minmax(0,1.1fr) .9fr;gap:22px;align-items:start}.check-form,.check-side-card,.result-card{background:#fff;border:1px solid #dfe7ef;border-radius:22px;padding:24px;box-shadow:0 12px 32px rgba(17,46,80,.045)}.form-step{display:grid;grid-template-columns:42px 1fr;gap:14px;padding:18px 0;border-bottom:1px solid #edf1f5}.form-step>span{width:36px;height:36px;border-radius:11px;display:flex;align-items:center;justify-content:center;background:#edf3f9;color:#204e7c;font-weight:800;font-size:.78rem}.form-step .field{margin:0}.form-step label{color:#1b3657}.form-step select{background:#fbfcfe}.privacy-note{color:#7a8898;font-size:.8rem;margin-top:12px}.step-line{display:flex;gap:8px;justify-content:center;flex-wrap:wrap;margin-top:18px}.step-line span{padding:6px 10px;border-radius:999px;background:#eaf0f6;color:#60748a;font-size:.76rem}.step-line span.active{background:#153b66;color:#fff}.check-row,.result-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-top:1px solid #edf1f5}.result-row{justify-content:flex-start;gap:10px}.result-row p{margin:2px 0 0;color:#6d7c8e;font-size:.87rem}
.form-card{box-shadow:0 16px 40px rgba(17,46,80,.06);border-radius:22px}.form-card h1,.form-card h2{color:#14395f}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(26,74,122,.10);border-color:#8aa8c5}

/* ebooks/dashboard */
.ebook-card,.library-card{border-radius:20px}.dashboard .panel,.stat{box-shadow:0 10px 24px rgba(17,46,80,.035)}
.account-hero{background:linear-gradient(135deg,#0e2a4a,#183f6d);border-radius:22px}

/* shared sections */
.white-section{background:#fff}.soft-section{background:#f5f8fb}.numbered-section{padding:58px 0}.number-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:24px}.number-head.split{justify-content:space-between}.number-title{display:flex;gap:14px}.section-number{flex:0 0 auto;width:36px;height:36px;border-radius:10px;background:#eaf1f8;color:#224f7c;display:flex;align-items:center;justify-content:center;font-weight:800}.number-head h2{margin:3px 0 4px;color:#153a65;font-size:1.75rem}.number-head p{margin:0;color:#6b7b8d}.cta-band{padding:44px 0;background:#102c4e;color:#fff}.cta-band-inner{display:flex;justify-content:space-between;gap:24px;align-items:center}.cta-band h2{margin:6px 0}.cta-band p{margin:0;color:#c8d5e2}.text-link{color:#c83a30;font-weight:800;font-size:.9rem}

@media(max-width:980px){.inner-hero-grid,.article-layout,.check-layout{grid-template-columns:1fr}.article-aside{position:static;grid-template-columns:repeat(2,1fr)}.category-card-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:repeat(2,1fr)}.benefit-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.inner-hero{padding:42px 0 38px}.inner-hero h1,.article-hero h1{font-size:1.9rem;line-height:1.22}.inner-hero p,.article-lead{font-size:.94rem}.hero-search-card{padding:16px;border-radius:17px}.category-card-grid,.article-grid,.pricing-modern,.benefit-grid,.article-aside{grid-template-columns:1fr}.category-card{padding:17px}.article-content-card{padding:20px}.article-body-section{padding-top:24px}.article-share-panel{margin:0 16px 84px;align-items:flex-start}.article-share-panel a{width:100%;text-align:center}.plan-card.featured{transform:none}.check-form,.check-side-card,.result-card{padding:18px}.form-step{grid-template-columns:36px 1fr;gap:10px}.numbered-section{padding:44px 0}.number-head,.number-head.split{flex-direction:column}.number-title{align-items:flex-start}.cta-band-inner{align-items:flex-start;flex-direction:column}.cta-band .btn-primary{width:100%;text-align:center}.article-footer{align-items:flex-start;flex-direction:column;gap:4px}}

/* V23 production-finish */
.cookie-consent{position:fixed;left:18px;right:18px;bottom:18px;z-index:1200;max-width:980px;margin:0 auto;background:#fff;border:1px solid rgba(13,31,56,.14);box-shadow:0 18px 60px rgba(7,24,47,.18);border-radius:18px;padding:16px 18px;display:flex;align-items:center;justify-content:space-between;gap:18px;color:#15304f}
.cookie-consent.hidden{display:none}.cookie-copy{display:flex;flex-direction:column;gap:4px}.cookie-copy strong{font-size:15px}.cookie-copy span{font-size:13px;line-height:1.55;color:#63758a}.cookie-actions{display:flex;align-items:center;gap:12px;white-space:nowrap}.cookie-actions a{font-size:13px;color:#183b63}.cookie-actions button{border:0;border-radius:10px;padding:10px 16px;background:#112f54;color:#fff;font-weight:700;cursor:pointer}.legal-page{padding:54px 0 90px;background:#f8fafc}.legal-wrap{max-width:820px}.legal-wrap h1{font-size:clamp(34px,5vw,54px);line-height:1.1;margin:8px 0 12px;color:#102d50}.legal-lead{font-size:18px;color:#65778b;margin-bottom:32px}.legal-wrap section{background:#fff;border:1px solid rgba(14,42,72,.1);border-radius:18px;padding:22px 24px;margin:14px 0}.legal-wrap h2{font-size:19px;color:#14365d;margin:0 0 8px}.legal-wrap p{color:#53677d;line-height:1.75;margin:0}
@media(max-width:680px){.cookie-consent{left:10px;right:10px;bottom:10px;flex-direction:column;align-items:stretch;padding:14px}.cookie-actions{justify-content:space-between}.legal-page{padding-top:34px}.legal-wrap section{padding:18px}}

/* === V26 reference-match homepage refinement === */
@media (max-width:700px){
  .site-header{background:#fff!important;border-bottom:1px solid #e3e8ef!important}
  .premium-nav{min-height:78px!important;padding:9px 22px!important;gap:12px!important}
  .brand-lockup{gap:10px!important;max-width:calc(100% - 56px)!important}
  .brand-logo{width:44px!important;height:44px!important;min-width:44px!important;box-shadow:none!important;border:1px solid #d9e0e8!important}
  .brand-copy{display:flex!important;flex-direction:column!important;min-width:0!important}
  .brand-copy strong{font-size:1.02rem!important;line-height:1.08!important;letter-spacing:-.01em!important;color:#15345d!important}
  .brand-copy small{display:block!important;font-size:.74rem!important;line-height:1.15!important;color:#7a8798!important;margin-top:4px!important;white-space:nowrap!important}
  .menu-toggle{width:46px!important;height:46px!important;min-width:46px!important;border-radius:8px!important;padding:11px!important;border:1px solid #d8e1eb!important;background:#fff!important}
  .menu-toggle span{height:2px!important;margin:3.5px 0!important;background:#17375d!important}

  .hero-photo{min-height:0!important;background:#edf4fb!important;overflow:visible!important}
  .hero-photo-bg{background-image:url('/static/matterhorn-zermatt.png')!important;background-position:64% 50%!important;background-size:cover!important;filter:saturate(.9) contrast(.98) brightness(1.08)!important;transform:none!important}
  .hero-photo-overlay{background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.90) 43%,rgba(255,255,255,.66) 65%,rgba(255,255,255,.24) 100%)!important}
  .hero-photo-inner{padding:34px 22px 44px!important}
  .hero-photo-copy{max-width:none!important}
  .hero-eyebrow{font-size:.70rem!important;letter-spacing:.18em!important;line-height:1.2!important;margin-bottom:13px!important;color:#173b67!important}
  .hero-photo h1{font-size:2.02rem!important;line-height:1.14!important;letter-spacing:-.025em!important;max-width:86%!important;color:#112f59!important;margin:0!important;font-weight:850!important;text-wrap:balance!important}
  .hero-photo h1 span{color:#112f59!important}
  .hero-photo p{font-size:.88rem!important;line-height:1.65!important;margin-top:16px!important;max-width:88%!important;color:#66788d!important;font-weight:500!important}
  .hero-photo-actions{display:grid!important;grid-template-columns:1fr 1fr!important;gap:10px!important;margin-top:21px!important;max-width:100%!important}
  .btn-hero-red,.btn-hero-link{min-height:48px!important;height:48px!important;border-radius:7px!important;padding:10px 12px!important;font-size:.86rem!important;font-weight:800!important;display:flex!important;align-items:center!important;justify-content:center!important;text-align:center!important;text-decoration:none!important}
  .btn-hero-red{background:#123f79!important;color:#fff!important;box-shadow:none!important}
  .btn-hero-link{background:rgba(255,255,255,.88)!important;color:#163c70!important;border:1px solid #254c80!important}
  .hero-free-note{display:none!important}

  .key-topics-section{padding:0 0 42px!important;background:linear-gradient(180deg,#edf4fb 0%,#f7f9fc 38%,#fff 100%)!important}
  .key-topics-section .wrap{padding-left:20px!important;padding-right:20px!important}
  .key-topics-card{transform:none!important;margin-top:0!important;border-radius:12px!important;box-shadow:0 8px 28px rgba(17,46,80,.07)!important;border:1px solid #e1e7ef!important;background:rgba(255,255,255,.97)!important}
  .key-topics-head{padding:14px 14px!important;min-height:58px!important;background:#fff!important}
  .key-topics-title{gap:10px!important}
  .section-number{width:34px!important;height:34px!important;min-width:34px!important;border-radius:7px!important;font-size:.95rem!important;background:#eef4ff!important;color:#123f79!important}
  .book-icon{font-size:1.42rem!important;line-height:1!important;transform:none!important;filter:drop-shadow(0 2px 5px rgba(15,42,73,.13))}
  .key-topics-title h2{font-size:1rem!important;line-height:1.2!important;color:#16365f!important}
  .key-topics-head>a{font-size:.78rem!important;color:#173e70!important;text-decoration:none!important}
  .key-topic-list{padding:8px 10px 10px!important}
  .key-topic-row{min-height:52px!important;padding:11px 12px!important;margin-bottom:7px!important;border:1px solid #e3e8ef!important;border-radius:8px!important;grid-template-columns:44px 1fr auto!important;background:#fff!important}
  .key-topic-no{font-size:.92rem!important;color:#183e70!important}
  .key-topic-row strong{font-size:.88rem!important;color:#16365f!important;font-weight:760!important}
  .key-topic-count{font-size:1.2rem!important;color:#7f8ea1!important}
}
@media (max-width:390px){
  .premium-nav{padding-left:16px!important;padding-right:16px!important}
  .brand-logo{width:42px!important;height:42px!important;min-width:42px!important}
  .brand-copy strong{font-size:.96rem!important}.brand-copy small{font-size:.69rem!important}
  .hero-photo-inner{padding-left:18px!important;padding-right:18px!important}
  .hero-photo h1{font-size:1.86rem!important;max-width:90%!important}
  .hero-photo p{font-size:.84rem!important;max-width:91%!important}
  .btn-hero-red,.btn-hero-link{font-size:.80rem!important;padding:8px!important}
}

/* V37 — approved homepage promise with balanced mobile line breaks */
.home-final .hero-photo h1{letter-spacing:-.035em!important;line-height:1.08!important}
.home-final .hero-photo h1 span{color:#f5d79d!important}
@media(max-width:700px){
  .home-final .hero-photo h1{font-size:clamp(1.92rem,8.15vw,2.62rem)!important;line-height:1.12!important;max-width:100%!important}
}

/* V40 — reduce the hero heading and add the money topic to the supporting copy */
.home-final .hero-photo h1{font-size:clamp(2.35rem,4.6vw,4.2rem)!important;line-height:1.13!important;letter-spacing:-.025em!important}
.home-final .hero-photo p{font-size:clamp(.90rem,1.16vw,1.04rem)!important;line-height:1.68!important}
@media(max-width:700px){
  .home-final .hero-photo h1{font-size:clamp(1.78rem,7.3vw,2.35rem)!important;line-height:1.18!important;letter-spacing:-.02em!important;max-width:96%!important}
  .home-final .hero-photo p{font-size:.88rem!important;line-height:1.68!important}
}

/* V46 — large, faint waving Swiss fabric in the open upper-right space */
.home-final .hero-photo:after{content:"";position:absolute;right:1%;top:6%;z-index:2;width:260px;height:220px;opacity:.22;pointer-events:none;transform:rotate(-4deg);transform-origin:right top;background:url('/static/swiss-flag-wave.svg') center/contain no-repeat;filter:saturate(.92)}
@media(max-width:700px){.home-final .hero-photo:after{right:-2%;top:6%;width:190px;height:165px;opacity:.19}}

/* V48 — approved V45 flag treatment: restrained, subtle, and balanced */
.home-final .hero-photo:after{content:"";position:absolute;right:3%;top:8%;z-index:2;width:218px;height:218px;border-radius:6px 16px 10px 5px;opacity:.20;pointer-events:none;transform:rotate(-6deg) skewY(-2deg);transform-origin:right top;background:linear-gradient(90deg,transparent 37%,rgba(255,255,255,.62) 37%,rgba(255,255,255,.62) 63%,transparent 63%),linear-gradient(0deg,transparent 37%,rgba(255,255,255,.62) 37%,rgba(255,255,255,.62) 63%,transparent 63%),rgba(227,24,55,.52);box-shadow:0 14px 32px rgba(7,26,48,.10)}
@media(max-width:700px){.home-final .hero-photo:after{right:1%;top:8%;width:158px;height:158px;opacity:.17}}
/* V50 — reliable PNG version of the large waving Swiss fabric */
.home-final .hero-photo:after{right:-3%;top:3%;width:310px;height:260px;opacity:.18;transform:rotate(-4deg);background:transparent url('/static/swiss-flag-wave.png') center/contain no-repeat;box-shadow:none;border-radius:0}
@media(max-width:700px){.home-final .hero-photo:after{right:-8%;top:4%;width:220px;height:190px;opacity:.16}}
/* V51 — softer waving cloth, larger and more transparent */
.home-final .hero-photo:after{right:-5%;top:2%;width:360px;height:250px;opacity:.13;transform:rotate(-3deg);background:transparent url('/static/swiss-flag-soft.png') center/contain no-repeat;box-shadow:none;border-radius:0}
@media(max-width:700px){.home-final .hero-photo:after{right:-13%;top:3%;width:250px;height:175px;opacity:.12}}
/* V49 — experimental large translucent waving-cloth flag */
.home-final .hero-photo:after{right:-3%;top:3%;width:310px;height:260px;opacity:.18;transform:rotate(-4deg);background:transparent url('/static/swiss-flag-wave.svg') center/contain no-repeat;box-shadow:none;border-radius:0}
@media(max-width:700px){.home-final .hero-photo:after{right:-8%;top:4%;width:220px;height:190px;opacity:.16}}

/* V28 — editorial knowledge library */
.resource-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.resource-actions a{display:inline-flex;align-items:center;gap:5px;color:#1765a6;font-weight:900;text-decoration:none;font-size:.88rem}.resource-actions .translate-link{color:#e51d3f}.resource-card>small{display:block;margin-top:16px}
.official-source-section{padding:58px 0;background:#f7f9fc;border-top:1px solid #e5ebf1}.source-heading{margin-bottom:24px}.source-heading h2{color:#102d50;margin:8px 0;font-size:clamp(1.8rem,3.5vw,2.55rem)}.source-heading p:not(.overline){color:#68778a;margin:0}.official-source-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.official-source-card{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 20px;background:#fff;border:1px solid #dce3eb;border-radius:14px}.official-source-card strong{color:#183452;font-size:.95rem;line-height:1.45}.official-source-card div{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:10px;white-space:nowrap}.official-source-card a{color:#1765a6;text-decoration:none;font-size:.8rem;font-weight:900}.official-source-card .translate-link{color:#e51d3f}.source-note{color:#7a8795;font-size:.78rem;line-height:1.7;margin:18px 0 0}.article-sources{background:#f7f2e8}
@media(max-width:700px){.official-source-section{padding:46px 0}.official-source-grid{grid-template-columns:1fr}.official-source-card{display:block}.official-source-card div{justify-content:flex-start;margin-top:12px}}

/* V53 — final locked homepage direction approved from V50 */
.home-final .hero-photo:after{right:-3%;top:3%;width:310px;height:260px;opacity:.18;transform:rotate(-4deg);background:transparent url('/static/swiss-flag-wave.png') center/contain no-repeat;box-shadow:none;border-radius:0}
.home-final .hero-photo h1{font-size:clamp(2rem,3.7vw,3.35rem)!important;line-height:1.18!important;letter-spacing:-.022em!important;max-width:760px!important}
.home-final .hero-photo h1 span{display:inline;color:#f5d79d!important}
.home-final .hero-photo p{max-width:720px!important;font-size:clamp(.96rem,1.18vw,1.08rem)!important;line-height:1.75!important}
@media(max-width:700px){
  .home-final .hero-photo:after{right:-8%;top:4%;width:220px;height:190px;opacity:.16}
  .home-final .hero-photo h1{font-size:clamp(1.55rem,6.2vw,2rem)!important;line-height:1.22!important;letter-spacing:-.016em!important;max-width:100%!important}
  .home-final .hero-photo p{font-size:.88rem!important;line-height:1.68!important;max-width:96%!important}
}
.knowledge-library{padding:78px 0;background:#f7f2e8}
.library-intro{max-width:790px;margin-bottom:34px}
.library-intro .section-kicker{color:#1765a6}
.library-intro h2{margin:10px 0 14px;color:#102d50;font-size:clamp(2rem,4.6vw,3.25rem);line-height:1.12}
.library-intro p{margin:0;color:#6d7888;font-size:1.05rem;line-height:1.85}
.library-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.library-card{display:block;background:#fff;border:1px solid #dce3eb;border-radius:22px;padding:28px;text-decoration:none;min-height:245px;box-shadow:0 8px 24px rgba(16,45,80,.035);transition:.2s}
.library-card:hover{transform:translateY(-3px);box-shadow:0 15px 34px rgba(16,45,80,.08)}
.library-card-top{display:flex;align-items:center;justify-content:space-between;gap:12px}
.library-no{color:#e51d3f;font-weight:900;font-size:1.05rem}
.library-tag{background:#eaf3fc;color:#1765a6;border-radius:999px;padding:6px 12px;font-size:.76rem;font-weight:900}
.library-card h3{color:#102d50;font-size:1.5rem;margin:54px 0 12px;line-height:1.25}
.library-card p{color:#697789;line-height:1.75;margin:0 0 20px}
.library-card b{color:#1765a6;font-size:.9rem}
.editorial-method .section-intro-row{margin-bottom:30px}
.editorial-method .section-intro-row p{color:#c8d6e6!important;max-width:760px}
.editorial-principles h3{letter-spacing:.06em}
.editorial-principles>div{min-height:205px}
@media(max-width:700px){.knowledge-library{padding:58px 0}.library-intro{margin-bottom:26px}.library-intro h2{font-size:2.05rem}.library-intro p{font-size:.94rem;line-height:1.75}.library-grid{grid-template-columns:1fr;gap:12px}.library-card{min-height:0;padding:22px;border-radius:18px}.library-card h3{font-size:1.35rem;margin:38px 0 10px}.library-card p{font-size:.91rem;line-height:1.7}.editorial-principles>div{min-height:0}}

/* knowledge page balance */
.compact-hero{padding:66px 0 60px}
.compact-hero h1{font-size:clamp(2rem,4.5vw,3.65rem);line-height:1.1;letter-spacing:-.035em}
.compact-hero p{max-width:700px;line-height:1.75}
.hero-search-card{padding:20px;border-radius:18px}
.knowledge-categories{padding-top:58px}
.knowledge-categories .section-intro h2{font-size:clamp(1.8rem,3.4vw,2.55rem);letter-spacing:-.025em}
.category-card{padding:19px;border-radius:17px}
.category-card h3{font-size:1.12rem;line-height:1.35}
.category-card p{line-height:1.62}
@media(max-width:700px){.compact-hero{padding:48px 0 42px}.compact-hero h1{font-size:1.85rem;line-height:1.18}.compact-hero p{font-size:.92rem;line-height:1.7}.hero-search-card{padding:17px}.knowledge-categories{padding-top:46px}.knowledge-categories .section-intro h2{font-size:1.7rem}.category-card h3{font-size:1.08rem}}

/* V29 — start page inspired by the reference journey layout */
.start-hero{padding:72px 0 70px;background:linear-gradient(135deg,#102d50 0%,#1d527d 100%);color:#fff;position:relative;overflow:hidden}
.start-hero:after{content:"";position:absolute;width:420px;height:420px;right:-180px;top:-190px;border:1px solid rgba(255,255,255,.14);border-radius:50%;box-shadow:0 0 0 34px rgba(255,255,255,.035),0 0 0 70px rgba(255,255,255,.025);pointer-events:none}
.start-hero .wrap{position:relative;z-index:1}
.start-hero h1{font-size:clamp(2.2rem,4.5vw,3.8rem);line-height:1.12;letter-spacing:-.04em;margin:12px 0 17px}
.start-hero p{max-width:700px;margin:0;color:#d7e3ee;font-size:1.12rem;line-height:1.8}
.start-hero-points{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}
.start-hero-points span{padding:7px 11px;border:1px solid rgba(255,255,255,.19);border-radius:999px;color:#e2ebf3;background:rgba(255,255,255,.06);font-size:.79rem;font-weight:700}
.start-paths{padding:72px 0 82px;background:#f5f8fb}
.start-intro{max-width:780px;margin-bottom:28px}
.start-intro h2,.start-bottom-box h2{color:#102b4c;font-size:clamp(1.9rem,3.6vw,2.85rem);line-height:1.18;margin:7px 0 9px;letter-spacing:-.025em}
.start-intro p{margin:0;color:#6d7c90}
.start-route-list{position:relative;display:grid;gap:14px;max-width:980px}
.start-route-list:before{content:"";position:absolute;left:31px;top:29px;bottom:29px;width:2px;background:#d9e4ed}
.start-route{display:grid;grid-template-columns:64px minmax(0,1fr) 150px;align-items:center;gap:15px;position:relative;padding:20px 22px 20px 16px;border:1px solid #dce5ee;border-radius:20px;background:#fff;text-decoration:none;box-shadow:0 8px 24px rgba(15,40,72,.035);transition:transform .2s,box-shadow .2s,border-color .2s}
.start-route:hover{transform:translateX(4px);box-shadow:0 15px 32px rgba(15,40,72,.10);border-color:#b8ccdc}
.start-route.featured{background:linear-gradient(135deg,#102d50,#1d527d);border-color:#102d50;color:#fff}
.start-route-number{display:flex;align-items:center;justify-content:center;justify-self:center;width:48px;height:48px;border-radius:14px;background:#eaf1f8;color:#173d69;font-size:1rem;font-weight:900;z-index:1}
.start-route.featured .start-route-number{background:#e31837;color:#fff}
.start-route-content{display:flex;flex-direction:column;min-width:0}
.start-kicker{color:#a22630;font-size:.73rem;font-weight:900;letter-spacing:.11em;text-transform:uppercase}
.start-route.featured .start-kicker{color:#f0c5c4}
.start-route-title{margin-top:5px;color:#17304f;font-size:1.27rem;line-height:1.35}
.start-route.featured .start-route-title{color:#fff}
.start-route-desc{margin-top:7px;color:#6d7c90;font-size:.92rem;line-height:1.65}
.start-route.featured .start-route-desc{color:#d6e1eb}
.start-route-cta{margin-top:11px;color:#175d98;font-size:.86rem;font-weight:900}
.start-route.featured .start-route-cta{color:#fff}
.start-route-cta b{font-size:1.1rem;margin-left:3px}
.start-route-media{position:relative;display:flex;align-items:flex-end;justify-content:flex-start;overflow:hidden;min-height:112px;border:1px solid #c8d6e3;border-radius:14px;background:#dfeaf3;color:#fff;font-size:.7rem;font-weight:800;letter-spacing:0}
.start-route-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.start-route-media:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(8,32,60,.02),rgba(8,32,60,.72))}
.start-route-media span{position:relative;z-index:1;margin:0 9px 8px;padding:5px 8px;border-radius:7px;background:rgba(10,36,65,.78);color:#fff}
.start-route.featured .start-route-media{border-color:rgba(255,255,255,.32)}
.start-principles{padding:74px 0;background:#fff}
.start-principles-copy{max-width:760px}
.start-principles-copy h2{font-size:clamp(1.9rem,3.6vw,2.8rem);margin:7px 0 10px;color:#102b4c;letter-spacing:-.025em}
.start-principles-copy p{margin:0;color:#6d7c90;line-height:1.8}
.start-rule-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:28px}
.start-rule-grid>div{padding:22px;border:1px solid #e0e7ef;border-radius:16px;background:#f9fbfd}
.start-rule-grid span{display:block;color:#d52b1e;font-weight:900;font-size:.8rem;letter-spacing:.1em}
.start-rule-grid strong{display:block;margin-top:8px;color:#17375d}
.start-rule-grid p{margin:6px 0 0;color:#6d7c90;font-size:.9rem;line-height:1.6}
.start-bottom{padding:64px 0 76px;background:#f5f8fb}
.start-bottom-box{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:30px 34px;border:1px solid #dce5ee;border-radius:20px;background:#fff;box-shadow:0 8px 24px rgba(15,40,72,.035)}
.start-bottom-box h2{font-size:clamp(1.65rem,3.1vw,2.3rem)}
.start-bottom-box p{margin:0;color:#6d7c90}
.start-bottom-box .btn-primary{display:inline-flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap;padding:13px 19px;border-radius:11px;background:#e31837;color:#fff;font-weight:850;text-decoration:none}
@media(max-width:700px){
  .start-hero{padding:52px 0 56px}
  .start-hero h1{font-size:2.05rem;line-height:1.16}
  .start-hero p{font-size:.98rem;line-height:1.72}
  .start-hero-points{gap:6px;margin-top:20px}
  .start-hero-points span{font-size:.7rem;padding:6px 8px}
  .start-paths{padding:52px 0 60px}
  .start-intro{margin-bottom:22px}
  .start-intro h2,.start-principles-copy h2{font-size:1.78rem;line-height:1.22}
  .start-intro p{font-size:.88rem;line-height:1.65}
  .start-route-list{gap:11px}
  .start-route-list:before{left:27px;top:24px;bottom:24px}
  .start-route{grid-template-columns:54px minmax(0,1fr);gap:9px;padding:17px 13px 17px 9px;border-radius:16px}
  .start-route-number{width:42px;height:42px;border-radius:11px;font-size:.86rem}
  .start-route-title{font-size:1.05rem;line-height:1.38}
  .start-kicker{font-size:.64rem;letter-spacing:.08em}
  .start-route-desc{font-size:.82rem;line-height:1.58;margin-top:5px}
  .start-route-cta{font-size:.78rem;margin-top:8px}
  .start-route-media{grid-column:2;min-height:0;aspect-ratio:4/3;margin-top:6px;border-radius:11px;font-size:.7rem}
  .start-principles{padding:56px 0}
  .start-rule-grid{grid-template-columns:1fr;gap:10px;margin-top:20px}
  .start-rule-grid>div{padding:17px;border-radius:14px}
  .start-rule-grid strong{font-size:.94rem}
  .start-rule-grid p{font-size:.82rem}
  .start-bottom{padding:50px 0 58px}
  .start-bottom-box{align-items:flex-start;flex-direction:column;padding:22px;border-radius:17px;gap:18px}
  .start-bottom-box p{font-size:.84rem;line-height:1.6}
  .start-bottom-box .btn-primary{width:100%}
}

/* V28 — retirement checker usability pass */
.check-hero{padding:58px 0 50px}
.check-hero h1{font-size:clamp(2rem,4.1vw,3.25rem);line-height:1.12;letter-spacing:-.03em}
.check-hero p{max-width:680px;margin-bottom:0}
.check-trust-line{display:flex;justify-content:center;gap:9px;flex-wrap:wrap;margin-top:18px;color:#536b83;font-size:.82rem;font-weight:700}
.check-trust-line span{padding:7px 11px;border:1px solid #dce6ef;border-radius:999px;background:rgba(255,255,255,.72)}
.check-form-intro{padding-bottom:8px}
.check-form-intro h2{margin:7px 0 6px;color:#14395f;font-size:1.35rem;line-height:1.3}
.check-form-intro p{margin:0;color:#6d7c8e;font-size:.9rem;line-height:1.65}
.form-step label{display:block;margin-bottom:8px;font-weight:800;line-height:1.45}
.form-step select{width:100%;min-height:48px;padding:10px 13px;border:1px solid #d4dfeb;border-radius:11px;color:#233c58;font:inherit;cursor:pointer}
.form-step select:invalid{color:#7d8997}
.form-step select option{color:#233c58}
.check-form>.btn-primary{min-height:50px;margin-top:20px}
.result-card h2{margin-bottom:8px}
.result-lead{margin:0 0 16px;color:#6d7c8e;font-size:.9rem;line-height:1.65}
.result-next{align-items:stretch}
.result-next .btn-primary,.result-next .btn-ghost{display:inline-flex;justify-content:center;align-items:center;min-height:44px}
@media(max-width:700px){
  .check-hero{padding:46px 0 40px}
  .check-hero h1{font-size:1.95rem;line-height:1.18}
  .check-hero p{font-size:.92rem;line-height:1.7}
  .check-trust-line{gap:6px;font-size:.73rem}
  .check-trust-line span{padding:6px 8px}
  .step-line{margin-top:14px}
  .check-form-intro h2{font-size:1.2rem}
  .form-step{padding:17px 0}
  .form-step label{font-size:.94rem}
  .form-step small{display:block;line-height:1.55;margin-top:7px}
  .result-next{display:grid;gap:9px}
  .result-next .btn-primary,.result-next .btn-ghost{width:100%}
}

/* Compact consent bar: visible without covering the main guide cards. */
.cookie-consent{max-width:760px!important;bottom:10px!important;padding:11px 14px!important;border-radius:14px!important;gap:12px!important}
.cookie-copy span{font-size:12px!important;line-height:1.4!important}
.cookie-actions button{padding:8px 13px!important}
@media(max-width:680px){.cookie-consent{bottom:8px!important;padding:11px 12px!important}.cookie-copy span{display:none}.cookie-actions{justify-content:flex-end!important}}


/* LINE Official contact styling */
a.btn-primary[href="https://lin.ee/VwVCqil"]{
  background:#06c755;
  border-color:#06c755;
  color:#fff;
  box-shadow:0 10px 24px rgba(6,199,85,.22);
}
a.btn-primary[href="https://lin.ee/VwVCqil"]:hover,
a.btn-primary[href="https://lin.ee/VwVCqil"]:focus-visible{
  background:#05ad4a;
  border-color:#05ad4a;
  color:#fff;
}
.mobile-menu a[href="https://lin.ee/VwVCqil"]{
  color:#07883d;
  font-weight:800;
}
.site-footer a[href="https://lin.ee/VwVCqil"]{
  color:#67e59a;
  font-weight:800;
}


/* iPhone safe-area fix — keep the mobile header below the status bar / Dynamic Island */
@supports (padding-top: env(safe-area-inset-top)) {
  @media (max-width:700px) {
    .site-header {
      padding-top: env(safe-area-inset-top) !important;
    }
  }
}


/* Resources — clearer official form blocks; simplified nationality examples on mobile */
.official-form-card{
  border:2px solid #b7cce0!important;
  border-left:5px solid #1765a6!important;
  box-shadow:0 8px 22px rgba(20,70,115,.055)!important;
}
@media(max-width:700px){
  .nationality-grid{gap:0!important}
  .nationality-card{
    background:transparent!important;
    border:0!important;
    border-bottom:1px solid #dbe5ef!important;
    border-radius:0!important;
    box-shadow:none!important;
    padding:15px 0 18px!important;
    height:auto!important;
  }
  .nationality-card:first-child{padding-top:0!important}
  .nationality-card:last-child{border-bottom:0!important;padding-bottom:0!important}
  .nationality-card h3{min-height:0!important;margin:12px 0 7px!important}
  .official-form-card{
    border:2px solid #9fbedb!important;
    border-left:5px solid #1765a6!important;
    border-radius:16px!important;
  }
}


/* Brand typography — one system across every current and legacy page */
html,body,
button,input,select,textarea,
p,li,dt,dd,label,small,time,
nav,a,.button,.btn,.tag,.badge,.meta,.kicker,.overline{
  font-family:"IBM Plex Sans Thai",system-ui,sans-serif!important;
}
h1,h2,h3,h4,h5,h6,
.article-title,.page-title,.section-title,.hero-title,
.serif,.editorial-title{
  font-family:"Noto Serif Thai",Georgia,serif!important;
}


/* V61 — readable body type approved: preserve all existing heading sizes */
body{
  font-size:17px!important;
  color:#172033;
}

/* General reading copy */
body p,
body li,
body dt,
body dd{
  font-size:17px;
  line-height:1.75;
}

/* Long-form article copy */
.chapter-reading .content.prose p,
.chapter-reading .content.prose li,
.chapter-reading .content.prose dd,
.article-body p,
.article-body li,
.article-content p,
.article-content li,
.post-content p,
.post-content li,
.content.prose p,
.content.prose li{
  font-size:18px!important;
  line-height:1.82!important;
  color:#172033;
}

/* Dates, references and secondary descriptions */
.meta,
.article-meta,
.chapter-meta,
.updated-date,
time,
.source-note{
  font-size:16px!important;
  line-height:1.65!important;
  color:#5A6472;
}

/* Keep secondary copy readable without washing it out */
.muted,
.content .muted,
.card p{
  color:#5A6472;
}

@media(max-width:700px){
  body{font-size:17px!important}
  body p,
  body li,
  body dt,
  body dd{font-size:17px;line-height:1.75}
  .chapter-reading .content.prose p,
  .chapter-reading .content.prose li,
  .chapter-reading .content.prose dd,
  .article-body p,
  .article-body li,
  .article-content p,
  .article-content li,
  .post-content p,
  .post-content li,
  .content.prose p,
  .content.prose li{
    font-size:18px!important;
    line-height:1.82!important;
  }
}


/* V62 — sharpen reading text only; headings remain unchanged */
html{
  text-rendering:optimizeLegibility;
  -webkit-font-smoothing:auto;
  -moz-osx-font-smoothing:auto;
}
.chapter-reading .content.prose,
.article-body,
.article-content,
.post-content,
.content.prose{
  font-family:"IBM Plex Sans Thai",system-ui,sans-serif!important;
  font-weight:400;
  color:#172033;
}
.chapter-reading .content.prose p,
.chapter-reading .content.prose li,
.chapter-reading .content.prose dd,
.article-body p,
.article-body li,
.article-content p,
.article-content li,
.post-content p,
.post-content li,
.content.prose p,
.content.prose li{
  font-family:"IBM Plex Sans Thai",system-ui,sans-serif!important;
  font-weight:400!important;
  color:#172033!important;
  letter-spacing:0;
}
.chapter-reading .content.prose strong,
.article-body strong,
.article-content strong,
.post-content strong,
.content.prose strong{
  font-weight:500!important;
  color:#0B1F3A;
}


/* V63 — restore readable contrast inside navy article glossary */
.chapter-reading .content.prose .ep-vocab{
  color:#F7F8FB!important;
  padding:24px 22px!important;
}
.chapter-reading .content.prose .ep-vocab h2{
  color:#FFFFFF!important;
  margin:0 0 16px!important;
}
.chapter-reading .content.prose .ep-vocab dl{
  gap:10px!important;
  margin:0!important;
}
.chapter-reading .content.prose .ep-vocab dt{
  color:#D9B85F!important;
  font-size:18px!important;
  line-height:1.55!important;
  margin:8px 0 0!important;
}
.chapter-reading .content.prose .ep-vocab dt small{
  color:#C8D2E0!important;
}
.chapter-reading .content.prose .ep-vocab dd{
  color:#E4EAF2!important;
  font-size:17px!important;
  line-height:1.7!important;
  margin:0!important;
}
.chapter-reading .content.prose .ep-vocab p,
.chapter-reading .content.prose .ep-vocab li{
  color:#E4EAF2!important;
}
.chapter-reading .content.prose .ep-vocab a{
  color:#F0CD74!important;
  border-bottom-color:#C9A24B!important;
}


/* V64 — approved navy and restrained gold accent system */
:root{
  --brand-navy:#0B1F3A;
  --brand-gold:#C9A24B;
  --brand-paper:#FBFAF7;
  --brand-danger:#B42318;
}

/* A short gold cue for major section introductions */
.section-intro>h2::after,
.library-intro>h2::after,
.source-heading>h2::after,
.toc-head>h2::after{
  content:"";
  display:block;
  width:52px;
  height:3px;
  margin-top:10px;
  border-radius:2px;
  background:var(--brand-gold);
}

/* Important information gets one gold edge, not a full decorative frame */
.ep-vocab,
.chapter-note,
.callout,
.important-note,
.key-point,
.highlight-box{
  border-left:4px solid var(--brand-gold)!important;
}

/* Dark information panels keep a single coherent palette */
.ep-vocab,
.dark-section,
.navy-panel{
  background:var(--brand-navy);
}
.ep-vocab dt,
.dark-section .overline,
.navy-panel .overline{
  color:#D9B85F!important;
}

/* Gold belongs to purposeful links and active states */
.text-link:hover,
.text-link:focus-visible,
.chapter-nav a:hover,
.chapter-nav a:focus-visible,
.toc a:hover .num,
.toc a:focus-visible .num{
  color:var(--brand-gold)!important;
}
.mobile-menu-inner a[aria-current="page"],
.desktop-nav a[aria-current="page"],
.navlinks a[aria-current="page"]{
  color:var(--brand-gold)!important;
  box-shadow:inset 0 -2px 0 var(--brand-gold);
}

/* Red remains reserved for warnings and emergency actions */
.warning,
.alert,
.emergency,
.sos{
  color:var(--brand-danger);
}

@media(max-width:700px){
  .section-intro>h2::after,
  .library-intro>h2::after,
  .source-heading>h2::after,
  .toc-head>h2::after{
    width:44px;
    height:3px;
    margin-top:8px;
  }
}


/* V65 — reversible knowledge hero color trial */
.compact-hero{
  background:#EEF2F6!important;
  border-bottom:2px solid rgba(201,162,75,.62)!important;
}
.compact-hero .inner-hero-grid>div:first-child{
  border-left:4px solid #C9A24B;
  padding-left:22px;
}
.compact-hero .kicker{
  color:#9A7628!important;
}
.compact-hero .hero-search-card{
  background:#FFFFFF!important;
  border:1px solid rgba(201,162,75,.78)!important;
  box-shadow:0 12px 30px rgba(11,31,58,.07)!important;
}
@media(max-width:700px){
  .compact-hero .inner-hero-grid>div:first-child{
    padding-left:16px;
  }
}